A first time home buyer's dilemma The first thing that pops into the mind of a first time home buyer is - how much house can I afford? Well, this is not an easy question to answer as it depends on a number of factors. In the current financial situation, payments on a home loan can be on par with rent payments. If this is the case in your preferred area, then you can always look at becoming a first time home buyer. Your loan amount is primarily influenced by your income, your debts, your credit history and the cost of the house. There are many mortgage calculators available on the internet that can help you in your loan payment calculations. However the following four factors need to be looked upon before finalizing on your decision.
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