How to Buy a House - 12 Easy Steps!
Whilst we can tell you how you can buy a property, we cannot tell you the best time to buy a house as that depends purely on your circumstances.
In this day and age it is not often straight forward - because banks and lenders are getting tight with their criteria, you have to go the extra mile to get your property!
1: Decide when you want to buy a house.
2: Add up all the money you have at your disposal for use as a deposit and works that might need doing once you buy your property.
3: Have a good mortgage broker or mortgage advisor.
4: Pick a solicitor
5: Start looking for properties within your budget and chosen area.
6: Once you find your desired property... make an offer.
Make sure this property fits your requirements!
7: Instruct your solicitor and give him the details of the property location, and the vendor's estate agent.
8: Find a surveyor and ask them to make sure the property is sound. If it's not, you can knock down your offer.
9: Send a copy of your survey report to the solicitor..
10: Your solicitor will finalise the details of sale with the vendor's solicitor and confirm mortgage information with your mortgage lender.
11: You then pay your deposit into your solicitor's account. He holds it there until exchange of contracts with vendor.
12: The property will complete and the house/flat is yours!
I hear people say, you make money on property when you sell. We think this is wrong. You actually make money on a property when you buy!
What we mean by this, if you get the house/flat at a price 10%+ off the current market price, you will always be in a great position.
For example: If you but a home worth £100,000 for say £85,000 any dips in the market, you should survive!
คอนโดมือสอง We hope these steps helped?
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