For a global economy that is supposedly in all kinds of trouble, it is sometimes hard to look at the current prices of houses and ever seeing yourself ever being able to afford one.
Almost everyone is facing the same problem, owning your own home always seem to be just out of reach. But it doesn't have to be that way. There are plenty of things that you can do to make sure you get more house for your money - or in most cases, some house.
1. Compromise on Location
This is the obvious บ้าน มือสอง option, but also the one that most people don't want to consider. Sometimes if you start looking 15 minutes down the road from your ideal area, you can save yourself a significant amount on your purchase price - for a comparable house.
2. Purchase an Older Property
Now a new house is usually going to be most expensive (when comparing with similar older properties), so sometimes saving money means buying a property that is a little older than you had first planned. The thing to keep in mind here is that the older the property, the more likely repair and maintenance work will be needed.
3. Buy Something with Income Potential
This option will not save you money on the purchase price, in fact it may make it a little more expensive. However, buying a property that has rental potential can save you a lot of money in the long-term. A house with secondary accommodation means that you can live in the main area and rent out a separate living area to some tenants. This will help you pay your mortgage and when you finally pay your last repayment, you can continue to have a tenant if you like - and pocket the rent as extra income.
But What About if You Want a New House?
The majority of the things I have mentioned are to do with buying a house that has already been lived in. What about if you have your heart set on building your own property, or buying a new house? There are still some great options available.
Choose From The 'Basic' Range
When you are building a house, your builder will always give you final choice in the finishes that you want. These include kitchen tops, taps, tiles carpets and things like that. Whether you go to each store individually or select at your builders showroom, you will usually be given a choice between certain 'ranges', these usually differ quite drastically in price and you can save a lot of money in construction by choosing from the basic range.
Shop Around Builders
All builders quote differently and by taking you desired plan (as long as it is not copyrighted to a specific builder) and shopping it around local builders can give you quite a range of prices. Obviously prices should not be the only determining factor, but it does give you a great place to start.
Buy The Display Home
The final way to get a new home for a little bit less than the regular price is to purchase a builders display home. Builders create display homes as a marketing tool for people to see their handy work and once they are finished building in a housing estate they sell the property. While it has never been lived in, a lot of people have been walking through it on a daily basis, so technically it will not be brand new.
Hopefully these tips will help you save money when it comes time for you to buy a house. Just remember to only compromise of things that you do not think you will regret when you finally move in.
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