Buying a property is most likely the biggest financial decision you are going to make, and for that reason you should empower yourself with as much information about the full process involved in buying a new house.
The more knowledge you have about any particular topic or process, the less likely you are to end up making costly บ้าน มือสอง errors or bad judgements.
In this article we will take a closer look at some of the key role players you are going to encounter during the home buying process.
The Seller - Every property purchase transaction will start off with a willing seller, who will place the property up for sale. The seller could be a natural person or a company or trust.
These days sellers are able to advise their properties for sale via multiple different media. Online real estate listings are becoming increasingly popular, while local newspaper listings are also still popular among sellers.
The Buyer - All interested buyers will approach the seller, and submit an offer for the property. Typically these offers are below the sellers asking price, which initiate the negotiation process. If the property is located a prime location or has great potential the buyer might look to match the asking price to quickly secure the property.
If the asking price is not listed or advertised, buyers will usually submit an offer that is much further from their best or highest offer.
The Real Estate Agent - The agent will usually assist in the completion of the purchase, but will also assist the seller by advertising the property to their existing database of property investors.
In a normal property purchase, the real estate agent's commission is paid by the seller of the property.
The Bond Originator - The bond consultant assists the buyer to secure a home loan from the local banks. Originators are paid directly by the banks and their service is 100% free to you - the buyer. Bond originators offer you a single point of access to all the major mortgage lenders and will greatly reduce the legwork needed to shop around for the best home loan deal.
The Attorney - Bond and Transfer Attorneys are appoint to draw up the legal documents to register a bond on the new property and to transfer the property in to the buyers name.
While each home buying transaction is unique, the average time taking to complete the full process is between 2 months and 4 months.
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