The market for housing here คอนโดมือสอง in San Francisco got a huge boost in February of 2009 and even today, in 2010, the FHA (Federal Housing Administration) continues to offer attractive lending packages at mortgage rates between 5 and 5 1/2 % for most new buyers with good credit ratings.
I see numerous parts of the San Francisco County booming with first time buyers. Among these are Bernal Heights, the Valencia Corridor, the Inner Mission, Sunnyside, the Sunset District and even parts of the still neglected Bayview along the 3rd Street rail.
Timing may be everything in real estate along with location. The timing is quite ideal now that we are hearing talk of rising longer term rates later this year that will put a damper on many homeowners wanting a secure 30 year fixed rate mortgage. This is why I am encouraging first time homebuyers to get educated - Go to open houses (usually held on Sundays here, and occasionally on Saturdays and other days of the week); Meet with a mortgage specialist (I can refer several if needed) who can get to know your financial situation; and - Formulate your own idea of "what is value for me". Value should incorporate your lifestyle. Some examples include - do you require being near mass transit or near a store or coffee shop...or do you need a school nearby or is there enough space to remodel the house and expand it up or out....or is value raw sq. footage....having more than one parking space....or even an unobstructed view.
Unless you are motivated - truly motivated - to be looking many days each month, you probably will never find yourself fully grasping the concept of "value". Get out there and start looking at properties! Look at other houses on the same street, if possible to see how inside floor plan vary within such a localized area. All of these tasks you will perform will create your own definition of value.
Once you are close to knowing your own definition of value you will be ready to make a bid and have total confidence that YOU have found the house or property that is right for you in every way.
ไม่มีความคิดเห็น:
แสดงความคิดเห็น