Purchasing a home is perhaps one of the largest investments all of us make in our lifetime - and I agree that it is a headache if you're doing it for the first time. First time buyers are usually eager but at the same time agitated with the thought of doing it all by themselves. But I tell you, buying a house need not to be a stressful experience if you only know the know-how's. Just follow these steps.
Buy What You Can Afford. One common mistake of first time buyers is that they buy beyond their means. This will cause multiple problems, especially if you don't have a cushion of cash in hand for emergency purposes. So if I were you, determine your budget and stick with it. This way, you won't have to worry about mortgage defaults.
Know Your Neighborhood. If you have children who are going to school, it is necessary that you survey the place and check if there are schools and recreational facilities around. Also, take into consideration its proximity in your workplace as well as social organizations in the neighborhood.
Visit The House. To make sure of the house that you are going to purchase, personally visit it. Call the seller or his real estate agent and make appointments to visit. This way, you can determine if the house has problems and not deal with them later once you settled in there.
Research Market Trends. If you want to be smart about the whole ฝากขายทาวน์เฮ้าส์ buying process, take time to check the internet or ask information from your agent about the current market trends. While we know that this is a buyer's market, you will get a different impression regarding why certain homes are foreclosed or in a short sale.
Look For The Best Home. When it comes to looking for your next home, never settle for mediocrity. Weigh all the choices and consider everything in making a choice. Learn everything you can about the property, including the necessary repairs to be done, and decide if it's worth it.
You can ask the seller to pay all or a portion of closing costs as part of your purchase negotiations. These costs include taxes, title insurance, financing costs, mortgage points, prepaid or escrowed items - such as homeowner's insurance, private mortgage insurance, and real estate taxes - and related fees.
Keep your focus, negotiate with calm, and you may find the home buying process isn't painful at all.
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