วันเสาร์ที่ 10 พฤศจิกายน พ.ศ. 2561

Mortgage Advice: Is Property a Good Investment?

The property market and price predictions

Property market has, historically speaking, been easier to predict compared to the more volatile stock market. The reason is, when there is an upward rise in property prices or even for that matter a decrease within the market, it tends to happen at a much smoother rate compared to that of the stock and the bond market. It has also been historically much easier for an investor to invest in this marketplace because of the steady rise in prices that it has over the years.

Why property prices fluctuate

Prices of properties, just like other commodities, depend on certain demand and supply factors. Prices of commercial properties have historically moved faster and have been more volatile, compared to the domestic market. The reason for this is: a sizable amount of the property market is occupied by home owners who live in their homes. These property owners are not bothered about the prices of the real estate market and they are mostly not in the market for selling their homes, unless of course they are looking to sell and move to a bigger home.

The first signs that the property คอนโดมือสอง ราคาถูก market is strong is rising rent prices. Everybody needs to have a home whether owned or rented. When there are not enough properties, rent prices will shoot up. This is the time when investors move in. However, unlike other commodities, properties cannot be built and marketed in a flash. Depending upon the constructions type and scale, they will take months or even a year to build and will then be sold. But the prices will continue to elevate in the mean time as more and more new buyers come into the market. However, when new properties come into the market, prices will start to ease off and there will be a time soon when prices will flatten.

Investment in the long run

Prices of properties in the long run has never really gone down significantly, although market conditions such as a wide spread recession, unemployment or an increase in the mortgage rates can reduce the buying power of the potential customers. However, property prices have never really taken a massive hit for a long run and eventually prices always tend to rise over the years.

As a first time buyer or even a home owner looking to invest in a market, the best time for doing so is when the market is in the slump of the property cycle. Property prices tend to be at its minimum at this time and right for a long-term investment scenario.


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