With today's real estate market in shambles, buying new homes offers more benefits than ever. Here's why your new house can fulfill your dreams, for less.
Buying a new home is a daunting task under any circumstances, but buying a home in this economy can be downright frightening. The process can be quite intimidating, especially if you don't know if you want an older home or a new home. New homes are a great investment, even during an economic downturn. Many builders are selling homes for pennies on the dollar, just to break even. Add this to the fact that many builders are offering free upgrades, and it's a win-win situation for both the buyer and the seller. The builder avoids foreclosure on the property, and the buyer can customize to his heart's content.
An example of how you can benefit is when the builder offers to pay your closing costs. Closing costs can take a chunk out of your budget, money that could be better used in customizing your home. It also keeps you from having to worry about multiple checks on closing day. Free upgrades are also of great advantage to the buyer. If you are buying a home that is not yet built, you can pick out your tile, carpet, counter tops, and more. With free upgrades, you can opt for the pricier upgrades that you love, without a hit to your budget. You can also add windows, steps to a deck, move walls and even add a basement!
Every home must have an inspection before the sale is completed, but new homes have the added advantage of inspections not unearthing nasty, expensive problems. Builders will often pay for a home inspection as an added incentive to buy, another great help to your schedule and your budget. Although the tax credit for buying a home expired in September, new homes will easily qualify you for the energy efficiency credit. Older homes would need new appliances, windows, air conditioning units, etc. to qualify. There may be other tax credits available to you, so check with your tax specialist for details.
The best advantage of building is picking out your lot. Some lots have a higher price tag, but builders are sometimes willing to waive the extra cost just to get rid of the lot. Bargain with your builder, as it is most definitely a buyer's market.
Perhaps the most altruistic motive of building a home is that you're putting people to work, while enhancing your lifestyle. Someone has to build your home, and with all of the above advantages, you can go to sleep knowing that your purchase is contributing to the community and the country. You will have to wait longer to move, but the time spent will make you appreciate your purchase even more through the years.
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