One of the many services provided by the U.S. Department of Housing and Urban Development (HUD) is disaster relief. HUD works diligently, sending funding to parts of the country that have been affected by severe weather conditions, including tornadoes, flooding and wildfires. As this year's stormy spring transitioned to a stormy summer, HUD has continued to speed disaster relief to states and communities hit by ฝากขายคอนโด flooding, damaging winds and tornadoes.
North Dakota and Idaho are two of the most recent recipients of HUD's disaster assistance, after those states suffered significant damage as the result of severe thunderstorms, which included tornadoes. Since January of this year, the Obama administration has designated 50 disaster areas. Snowstorms, thunderstorms, flooding, tornadoes, straight-line winds, mudslides and tsunamis have wreaked havoc on the United States, displacing thousands of people and deepening the economic struggles already faced by so many communities.
Once a disaster designation has been made, the affected area immediately qualifies for financial and other forms of assistance. HUD works swiftly to help provide relief. It allows affected communities to redirect Community Development Block Grant (CDBG) and HOME funding away from other projects and towards disaster relief. This allows communities to use money they already have, money that is immediately accessible, rather than having to wait for funding to be released through HUD or some other government entity. HUD also offers mortgage and home rehabilitation insurance through its Section 203(k) and 203(h) programs, which work as financing mechanisms for those whose homes were damaged or destroyed. Funding can be used to either repair an existing home or purchase a new one. In addition, HUD offers a 90-day moratorium on foreclosures of homes that were financed through the Federal Housing Administration (FHA).
These mechanisms are activated in any community that is declared a federal disaster area. In extreme cases, additional funding may be allocated from other programs, but that is rare.
While HUD provides funding, the Federal Emergency Management Agency (FEMA) directs relief work on the ground. A Disaster Recovery Center (DRC) is established and used as headquarters for the recovery effort. HUD-related programs like CDBG, HOME, Section 203(k) and Section 203(h) are administered via state and local government entities working in partnership with FEMA.
Though North Dakota had previously received disaster assistance from HUD, Idaho became the 13th state already this year to have communities declared disaster areas as a result of severe storms. Knowledge of how disaster relief is administered helps victims and aid organizations alike speed recovery efforts so communities can return to normal as quickly as possible.
ไม่มีความคิดเห็น:
แสดงความคิดเห็น