So you have decided to buy a home, and yes, you are aware that this is a big decision that has a variety of implications for you. You also realise that while you will need to arrange for funds to make the initial deposit payment as well as to sort out other legal payments that are part and parcel of property acquisition, you also have to organise a loan in order to complete the purchase. If you are a first-time purchaser, the thought of having to deal with banks or financial institutions and allowing all and sundry to inspect your financial standing, can be intimidating at the very least.
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