Bear in mind that this article is not designed to scare you out of buying a house. If you shopping for your very first home, you already have the pre-contract jitters, trust me. This is not like buying a sweater and hoping you can return it if it doesn't fit. A house is a commitment, but it is also security and an opportunity to take property and make it your own. That said, here are five things you probably don't hear with regards to buying a home.
1) It may cost more to maintain your home than to buy it outright. Depending on the type of mortgage you get for the home you buy, you could end up paying more than the actual price settled on for your home. As time passes, though, you may need to renovate rooms or make necessary fixes to ensure your house is always in top shape. Add on monthly bills for utilities and the occasional decor improvement, and the cost of living where you are adds up. Of course, many of these payments are inevitable no matter where you live.
2) You should already think about the resale value, even if you're not going anywhere . Not everybody's first home is the only home. Younger homeowners may consider the first purchase a "starter" in hope of selling and moving to a larger place as the family grows. If you don't plan to go anywhere, though, you should still look at your home as a potential seller. Circumstances in your life may cause you to think about moving - marriage, divorce, job transfer - so don't neglect the resale value of your house.
3) The climate of your neighborhood could change over time. Why did you choose the house you occupy now? Location was likely a factor, and certain neighborhoods offer great incentives to home buyers. However, the economy can change the คอนโด ราคาถูก landscape of an area - a major corporation could close, or a severe hurricane could touch ground. This can change the economic status of where you live, so keep that in mind.
4) You may be obliged to join a home owner's association. Some neighborhoods have active organizations to ensure harmony among residents and low crime. Getting involved in your HOA is a good way to meet people and get to know your area, but bear in mind this organizations often operate through volunteerism. If you have the time to spare, you may be asked to give it for a good cause.
5) Buying a home is well worth the investment. You may gripe when more bills than checks show up in the mail, but at the end of the day it is satisfying to know that you own the roof over your head and can paint the walls any color you like.
ไม่มีความคิดเห็น:
แสดงความคิดเห็น