It reminds me of a classic, animated cartoon starring a famous duck and a very famous rabbit. They are having a rather humorous debate over which hunting season it is.
Duck Season. Rabbit Season. Duck Season. Rabbit Season.
I think sometimes when you're looking at your living arrangements and seeking out advice it can feel quite the same way. There's always someone telling you to do something different.
Now's the time to rent. Now's the time to buy.
I think you get the idea.
Well, today I'm going to share my opinion with you, but I do not want you to feel pressured one way or the other.
Utilities
Oftentimes when you are renting an apartment or a house from someone, they pay for some or all of the utilities. This is obviously not true when you buy a house because there is no one else to pay these costs.
When renting you probably had to pay for your electric and gas. When you buy a house you will also have to factor in the cost of water and garbage removal.
Property Tax
Not to scare you, but there is also one other major cost that you have to figure in. Property taxes are nothing to laugh at. In my area the average annual property tax is somewhere between $3000-$4000. For many people that is at least one month's wages.
This doesn't need to scare you from buying a house, but you do need to plan for it.
Leaks, Cracks, and Clogs
When you rent from someone, they are your landlord. They technically still own the property and therefore need to take care of it. If an appliance breaks, they will fix it for you. If the toilet clogs, they will fix it for you. If there's a hole in the roof, they will fix it for you.
When you buy a house all of these problems become your responsibility. You do not necessarily need to know how to fix all of these problems yourself. You can always hire someone else to fix the problem, but then again you will have to pay for it yourself.
Landscaping
Chances are that while you were renting you did not have to worry about any sort of maintenance indoors or outdoors.
Once you buy a house you will be responsible for mowing the lawn, tending to the garden, and shoveling the snow in the winter.
Freedom
Now I realize that the first four differences seem quite negative. I assure you that it is still worth it to buy a house.
The final difference when buying a house is the amazing amount of freedom that you gain.
If you want to put a hole in the wall, you can! If you want to party all night long, you can! If you want to paint the walls, you can! ทาวน์เฮ้าส์มือสอง
You own this property now. You can do whatever you want with it.
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