So you want to buy a house... Or rent an apartment. You really have not decided which would be best for your situation yet. If you need help in sorting out the facts, the best way is to look at the pros and cons of buying versus renting, and going from there.
Buying a home can be a joyous event! The new house smell, the new location, the new backyard. It can all seem so, for lack of a better word, new. If you particularly enjoy breaking in new things, buying a brand new home may be just the thing for you. Knowing that no one else has lived in the home and that you would be doing all the "firsts" in your new place may be particularly exciting for you. On the other hand, you could buy an older or foreclosed home if you prefer something a little more settled in. In any case, buying a home will give you a sense of permanence that you will not find in a rented apartment. You also have more space options and floor plans to choose from, so you get a much more personalized living space.
Unfortunately, home buying is not all sunshine and daisies. For one, you get the fun of paying for any and all repairs yourself. The good thing is that, if you take care of registering your appliances and getting them checked out as required, you can make sure you keep your extended warranty, which will cost you less in repairs in the long run. However, once those warranties are expired, it's all up to you. You also have to pay for property tax, something that does not exist with apartment contracts. Needless to say, buying a home is always more expensive than renting an apartment, especially when it comes to coming up with a down payment.
If home buying does not appeal to you as much, you may be interested in renting an apartment. The great thing about apartments is that, if you decide you want to move ทาวน์โฮมมือสอง กรุงเทพ when your lease is up, you do not have to worry about selling the apartment. This is not the case with houses, which must be sold and can't just be handed over to the property owner because guess what? That's YOU! Apartments are obviously a lot less hassle than buying homes. If you need repairs, just call the apartment office and they will send a maintenance worker to fix it for you, free of charge.
However, apartment renting has its downfalls. If you particularly enjoy decorating and painting, you may find that your apartment complex might have restrictions on what you can paint. You will also have to paint the wall its original color once you move out. You also have the burden of neighbors sharing a wall, ceiling, or floor with you. If you like the sound of silence, good luck falling asleep in an apartment, because many neighbors do not know the meaning of silence.
If you decide to buy a home, check out home mortgage rates, and be sure to stay out of foreclosure.
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