There are loads of factors that should be considered thoroughly, while buying a house, such as future plans, financial situation etc. No one wants to get stuck in a lovely home with a big mortgage, which would use up a big chunk of their paycheck. However, it does not mean คอนโดมือสอง that owning something really small would be okay. Most home buyers fail to create a right sense of balance between things that should be handled prudently. This is exactly when things worsen and they end up making some silly but costly home buying blunders. Before stepping into the complicated process called "home buying" it is always a good idea to know the most common home buying blunders, so that you can avoid them. Read on to know the top six blunders that should be avoided.
* Disregarding the significance of professional real estate agent can cost you hard, especially if you are a first time home buyer. These people hold years of experience in the real estate sector and know the market trends far better than a layman. By charging a little commission they work for the best interest of their clients. Thus, enlisting their services indeed makes sense.
* Not saving enough money for the down payment is one of the biggest blunders in home buying. So before planning to purchase a house make sure that you have saved up sufficient amount of money in your back account, to pay the down payment of the house.
* Skipping the process of home inspection is another costly mistake that can make you fall victim to the clever tactics of the seller. A property seller spares no effort to make sure that his property sells at the highest possible price. He may even try to conceal the defects in his house by cleverly covering them. However, you have to be one step ahead of them. Hire an experienced home inspector to get the house examined. You may be surprised at how competently he would identify even the minutest of defects in the house.
* Not paying a close look at your new neighborhood is also something that can make you regret later. It would be foolish to buy a house, which is too far from your workplace or the nearest hospital. As convenience is one of the things that you would pay for, pay heed to how convenient it would be to buy a house in a particular neighborhood.
* Skipping the pre-qualification, as well as the pre-approval process, is another mistake that most home buyers make. Both these processes can help you see your financial picture and, whether or not, you are financially capable of purchasing a house.
* Not learning the fine points of a mortgage process is also a very common mistake that should be avoided. Before beginning to shop around for a suitable house, spend time in understanding how a mortgage process operates. Check out the various types of home loans available, the interest rate at which they are available and also the requirements to qualify for each of these options.
In no way the list is complicated. The idea behind each of the pointers mentioned above is to help buyers make a sensible decision, instead of rushing into the process and committing costly blunders. For many people, buying a home is something that happens only once in a lifetime. So, make sure to be as vigilant as you can.
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