วันพุธที่ 10 กรกฎาคม พ.ศ. 2562

To Let or To Sell?

To let or to sell, that is the question (with apologies to William Shakespeare).

If you have a flat or house which you are struggling to sell, what do you do?

Do you persevere with the marketing in trying to sell it or do you accept that in the current market it's just too difficult, bite the bullet, and บ้าน มือสอง let it?

Of course you know that if you let it on a standard AST (assured shorthold tenancy) you are unable to show the property to prospective purchasers for the first four months of a six-month tenancy.

You can however consider selling it as an investment. That is to say sell it with a tenancy in place and rental income. Trouble is, that may be more difficult to find a buyer for unless you put the property to auction and the problem with that is that you may not get a price you're happy with. See my guide for more information.

So, if you let it you have to take it off the market and accept you are not going to be able to start marketing it for another four months, which means that by the time you receive an offer acceptable and go into solicitor's hands etc. you're likely to be nine months or more away from effecting a sale.

You could always try and reappraise why your property is selling and try and do so with a fresh pair of eyes in an objective way. I always think to do this it is worth actually viewing what is on the market that competes with your flat. Pretend you're a buyer. What would you do? What would you buy?

Is it not selling because it has poor kerb appeal?

Is it because it does not fit the mortgage lenders criteria, perhaps because it is above an undesirable commercial unit such as a fast food outlet or bookmakers?

Is it because there are simply too many similar or better quality properties available at a similar price?

Or is it simply because it is overpriced?

It could be that you are simply a victim of the times.

Maybe you have to accept that you need to let it out and then look to sell when the market improves for what you've got.

What's interesting though is if the boot was on the other foot and you were looking to buy what you've got, what sort of deals are available?!

With the benefit of looking back to now in say 5 years' time it might be an interesting time to invest.


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