Have you ever wondered what it would be like to be a real estate mogul? Have you ever thought how rewarding it might be to be an owner of an office tower or collection of investment properties? Such transactions require a bit of wherewithal with regard to income and assets. Face it, while you might qualify for a $500,000 mortgage can you qualify for a $5 million dollar medical building?
Actually, you might. There are private, direct lending groups that do invest in more expensive, commercial properties and they do so without using a credit line at their local bank; the use each other's money.
An investment group is a collection of individuals who pool their financial resources together in order to finance real estate. Such investors can garner a significant amount of return on their investments. And their investments aren't some sort collateralized debt obligation hedged with money market funds out of Shanghai. The investments are commercial and residential building that you can drive by, touch and feel any time you so desire. It's real estate.
How does an investment pool work? Say you have $100,000 in a retirement or investment account that's really not doing you much, if any good. What if you and nine other investors pooled your money together and established a $1 million dollar fund? What if you also had an investment manager whose job it was to คอนโด กรุงเทพ find investments on your behalf and to seek out borrowers to buy these properties?
Such programs provide short term financing to borrowers who wish to, quickly, acquire a piece of real estate that just hit the market and their bank can't move fast enough. But an investment group can. An investment group has its own underwriter who can evaluate both the property as well as the borrower. If the borrower finds a $1.5 million office building for sale, the borrower can put down the $500,000 he has and the investment group puts up the remaining $1 million. Oh and by the way, the investment group will charge 12 percent to use their funds short term. Try and find that sort of return on Wall Street.
Sound interesting?
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