Now is a fantastic time to purchase a home. With low mortgage loan rates and home prices at affordable levels becoming a home buyer today is easier on your pocketbook than it was five years ago. This may sound strange to many. With the recession and economic challenges how could it be easier to buy a home now? The answer is simple, lower home prices and low mortgage rates equal a lower monthly payment. The typical mortgage loan is for over 30 years meaning not only are you saving money today but you will save every year until it is paid off. The reduction in prices has even caused payments on a home mortgage to be lower than market rate for a rental property.
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