Could your new home be the group's castle? It could, if you decide to build in a subdivision that has a homeowners association. According to marketwatch.com, more than 57 million people do choose to build or buy where they are required to belong to such an association, but if you're not comfortable having someone else tell you what to do on your own property, you should think twice. Associations protect property values by restricting things like junk cars in the driveway, and give you percs such as access to a fitness room, golf course, or pool. Some even take care of your yard maintenance. Belonging might be the right choice for you - but it is imperative that you read all the governing documents before you make the decision, because you will be handing over rights to decision-making about your home and property. Associations restrict things like:
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