It happens to the best of us. One day we're just minding our own business, paying our mortgage and keeping the lawn mowed when suddenly a house comes on the market that simply can't be ignored. But you don't want to sell your current house because you think you can rent the house out for more than your mortgage payment. Wouldn't that be great?
A primary residence can be a rental property simply by moving into another home and keeping the existing property. But what does your lender do when they find out you've moved and your house is no longer your primary residence? And how would they even know in the first place?
Your lender won't immediately find out that you've moved but will at some point when their computers find out that your mailing address has changed. At that point, the only thing that คอนโด ราคาถูก will happen, other than a change of address form is simply, nothing.
Sometimes consumers are afraid that if they move out of their house, keeping it and moving into another home as their primary residence the lender will increase their rate to reflect a non-occupant status. Yet that's not true at all. Lenders won't do anything and even if they wanted to they couldn't.
When a lender evaluates a loan application they consider the current intent of the application. If you buy a home and indicate that you're going to live in it the lender will underwrite the loan under those asssumptions. The lender will take appropriate cautions to make sure that you in fact intend to live in the home but the lender can't underwrite a loan based upon what they think might happen in the future.
A lender will approve and underwrite a loan under present conditions, not future possibilities. And if you do move out everything remains the same; including your monthly payment.
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