Are you thinking about buying a home or found your dream house? Remember there are always additional costs you might not be aware in the home buying process. And these costs could make the different in the amount you can spend on a home or even if you can afford one. Don't get caught คอนโด กรุงเทพ off guard! Do some research to avoid disappoints and the "house rich, cash poor" syndrome.
Following is a list of home buyer expenses. Make sure you set enough funds aside for moving, the home buying process itself and for the first few months of ownership. Expect and get prepared for those unexpected expenses which most always pop up.
Lastly take plenty of time to consider all the costs involved. It will pay off in the long run and help guarantee peace of mind in your new home.
· Professional home inspection fees The cost of a quality home inspection can range between $300-$800 for the average house. Cost can be higher considering the age and the type of building. Also inspections can cost more if mold, termites and structural engineering is involved.
· Homeowner's Association costs In some communities, especially when a condo or townhouse is involved a month fee is included for the upkeep of the grounds, etc.
· Renovations, upgrades and repairs. Make sure and budget for the amount it will take to make your home move in ready. Of course this will depend on the condition of the residence.
· Moving expenses. Moving can be expensive and make sure to budget for a moving van or assistance, moving boxes and supplies.
· Termination fees. Determine if there is an early termination fee for your internet, cell phone, etc.
· Household items in new construction homes. Remember items like garbage cans, lamps, bathroom mirrors, towel racks, drawer pulls may or may not be included in new home construction.
· Lawn care. Renters often don't have the responsibility of yard care. If you have a new home with a yard prepare to take care of it with a mover, etc.
· Additional closing costs Usually you won't know the exact cost of what is needed at closing until a day or 2 before hand. Prepare for this as you don't want to hold up closing when an extra few hundred dollars may be needed.
· Appraisal fees. These can run between $200-$1000 depending on the location and will most often are paid out-of- pocket. They are part of the loan process.
· Appliances. Remember new construction homes often do not include the appliances.
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