The promise of another home that you can spend some time in, away from the "main" house, is one of the reasons that you need to get:
Ten Tips For Buying a Second Home:
Take a look at your finances. Is there enough to handle, essentially a double mortgage payment? If not, how much of a payment is available? Is there one half? One third? Have that information as you go forward. For what purpose are you going to be using this residence? Is it going to be a place by the beach? A mountain retreat? Is it going to be rented out during most of the year? Is it going to be a permanent rental property? Is this a property that you are going to be setting up a business in? All of these have different tax advantages and disadvantages, so be prepared for that. The amount that you came up with in item #1 is very important for this. Where do you want this home to be? Is this home going to be in a high-end neighborhood? A middle class gated community? Is it going to be in a high crime area? What type of house? One story, two? Ranch, Colonial, etc? What types of maintenance will be needed? Is it ready to move into, or are there things that need to be done? Get an inspection, first, and find out! Continuing maintenance is also an important thing to note. What type of financing is needed to handle this purchase? You'll need to be very careful about this point. Will this home be empty most of the year or will it be making you money? Check out the property tax situation. Check out the schools, especially if you have young ones or you are going to be renting it to people who may have kids. Insurance, tax liability, other considerations. These are all important. If you are going to living there, the interest is, currently, tax-deductible. If you rent it out, the expense for that is deductible. Insurance is important no matter what. Get a local real estate agent! This is the one that knows the area, knows the people, knows the values of the homes, and can possibly steer you in another direction if they can help you do the best thing instead of just an OK thing. They will have their own list of buying a second home tips that might be helpful to you as well. Avoid impulse buying! Make sure that this second home you're buying is close to all of the amenities that you will need far into the future. You may need to retire here!
When buying a second home it is important that everything you do helps you make the best decision(s) to get the best for ขายบ้าน you and your family! Above all; always get proper financial and legal advice before signing any property contract. It is vital you get the details right.
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