Real estate agents can't tell you enough of the advantages of having your own home. But if you are to make a satisfying home purchase, you need to be aware of the cons as well as the pros of buying houses for sale today. That way, you can realistically gauge your readiness for the prospect as well as protect your interest.
First of all, buying a house is a commitment. You can't just decide one day to move, unlike when you คอนโด ราคาถูก are renting. When you have a home, you have to deal with the stress of packing and selling when you are bound for another state or country. And if you are in a hurry to scrounge up the finances, you might have to settle at a lower price than what you initially paid the house for. Sure, it lends you a sense of control and freedom. But then again, it takes away as it gives away. So unless you are convinced that you have nowhere else to go in the next fifteen to thirty years, you should hold back on getting your own abode.
Secondly, you actually have to spend more for a house than just the asking price. If in case your realtor has not emphasized it to you enough, second hand homes come with a number problems. If you don't inspect enough, you might just end up with one that has broken pipelines, worn out walls, ceilings and roofing, as well as problematic HVAC systems. That's an additional five thousand dollars or more in maintenance fees on your pocket. And then you have to think about the succeeding months and years. You can't possibly assume everything will be as great from the day you bought it to forever. When you're renting, you don't have to worry about these things. Then, there is also that added burden of property tax which you have to honor every year, so long as you have an asset. And that is something that increases through the years, which brings us to the third disadvantage.
With a house, you can't act according to your whims. You are in a financial bind long-term so taking expensive vacations and buying extravagant possessions may not be a viable option for a number of years. On top of that, you may have to exercise more accountability when it comes to your finances; perhaps, even take on a bigger paying job just to keep up with the possible future expenses.
Finally, there is that risk of being asked for more than what the home is actually worth. If you are not mindful enough to get the residence you're considering appraised, you might end up getting duped by both your realtor and the seller. And with the mortgage interest rates, you actually end up paying more than three times for it before everything is resolved.
Don't get this wrong; owning your very own home is a smart move if you are ready for everything else that comes along with it. But until such time comes, you might want to steer clear of buying houses for sale.
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