Many of us dream of building our own home. In addition to being unique, we can also meet all of our needs and expectations rather than having to adapt ourselves to a house that has been built according to the builders wishes.
It is possible for you to build your own place and if you follow these five steps, your dream home could become a reality.
1) Work out your budget
The benefit of buying a prebuilt dwelling is that mortgage financing is usually very easy to arrange. This is not always the case when building from scratch but there are more lenders entering this market all the time. You may have to finance the project from your own money at least initially. Some lenders will allow you to mortgage a property once the fundamental structure is in place i.e. foundations, walls and a roof. You need to know exactly how much you can afford to spend so your budget should include items such as the cost of borrowing funds as well as an allowance for unforeseen costs. Bad weather and builders who do not complete on time are just two factors that can delay the process and lead to increased costs.
2) Arrange Your Finance
If you do not have sufficient private funds to finance the initial steps i.e. until such time as your new house will qualify for a residential mortgage, you will need to arrange finance. There บ้านมือสอง กรุงเทพ are specialist companies who will provide you with a line of credit in order to pay your builder and meet other expenses involved in a project of this type. Shop around to make sure you get the best possible deal.
3) What Style and Type?
Do you want a one or two storey place? What size do you want? How many rooms and how much total floor space? When you know your budget, you are much better placed to make decisions like these.
4) Find a Designer
When you have decided on the type and style of home you need, the next step is to find a designer who will draw up the exact plans for the building. These plans will be extremely detailed to contain all of the specifications for your new property and will help to secure planning permission.
5) Enlist The Services of a Project Manager
Unless you are personally qualified in building properties, I would recommend that you employ a project manager. This person will assume responsibility for delivering your project on budget and within set timescales. Being a professional, they will have plenty of contacts in the building trade so you are less likely to have any hassles.
Achieving your dream home can become a reality and there are a few select firms that offer a complete service to help you progress through these five steps to the day you pick up your keys.
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