A first time home buyer can be totally overwhelmed with questions pertaining to the process of purchasing a home. The first home purchase is always the most difficult as there are so many things you ฝากขายบ้าน just don't know or understand. Here are a few basic questions and concerns that first time buyers have, as well as the practical and simple answers to those queries.
1. How do I get the funds to purchase the home?
This is the first and most popular question that a first time home buyer has. Having the appropriate funds is the biggest consideration when it comes to purchasing a home, and because of this, many people are scared off from even looking into the possibility of purchasing, because they believe there is no way they could afford it. Typically, the largest chunk of money you will need is for the initial down payment, and the rest will be financed through a bank or mortgage company of some sort. A down payment can be as much as 30%, which can be a considerable amount of money. The first things to do as you are planning a home purchase is to start saving the money for the down payment, as well as doing all you can to improve your credit score.
2. Can I ask the sellers to lower their asking price?
The short answer is, of course you can. Negotiating the price is all an expected part of the process, and the seller will welcome this, even though they may not particularly like it. You start by making an offer, and the seller can then accept your offer or send you a countering offer. Your biggest concern is to figure exactly what you are willing to initially offer. I wish I could tell you that there is a standard way to come to your offer amount, but there really isn't. The best plan is to do your research and see what similar homes in the area are selling for, and bring that information with you into the negotiation. A real estate broker can help you locate this information if you have trouble. Try to find a home with similar amenities in that particular neighborhood, or as close as possible. That is a good step in determining what to offer. Furthermore, take into account how long the sellers have been on the market with the house, as well as any major repairs that would need to be made.
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