วันศุกร์ที่ 14 มิถุนายน พ.ศ. 2562

The Skinny on Fat Capital Gains Taxes

As I mentioned in a previous article, when you sell an investment property, IRS rules will allow you to purchase a "like" property, of equal or greater value and defer the capital gains into the new property. In real life, this can mean a difference in big bucks in your pocket or a big, fat tax bill. More and more investors are choosing the big bucks in their pocket route.

In a real life example, we just completed a transaction for a client that chose to undergo a 1031 exchange. He sold a building on the west coast that had been the home of his business enterprise for many years. His tax bill was going to be around $300,000 on a one million dollar profit. That's a big bite for anyone to stomach. Through the 1031 exchange, we found a fitting property that generated $140,000 in cash per year... and that's after all his expenses, including his new mortgage.

It doesn't take a genius to agree with this client's decision. To go from the threat of paying $300,000 in taxes or collecting almost half of that per year in revenue for the next foreseeable future, is the way any savvy investor would choose.

On top of that, we estimate that this investor will collect over $1.5 million in revenue over the next 10 years, the value of the property will increase by $1.3 million and he gets valuable tax deductions during the next ten years. Not bad... turning a $300k debt to the tax man into $2.8 million.

Of course, this strategy can be utilized by anyone. Do you own a beach condo that you enjoy, or renting a house that you couldn't sell? If so, use this same 1031 exchange technique to create a fat ขายอาคารพาณิชย์ return for the future.

Remember, if you go this route, there are some important criteria that you will need to meet to qualify for the 1031 like kind exchange:

1) The property you sell should have specific language mentioning the 1031 exchange.

2) You, as the seller, can't accept the money at the closing. It must be delivered to the "exchange intermediary".

3) You have 45 days after selling the property to identify the other property(s) that you will be purchasing.

4) You have 180 days after selling the property to close on the new property(s).


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