If you think you are ready to own your own home or rent your first apartment, how do you decide which route is the best way for you? There are many different factors to consider and the best way to determine whether you should rent or own is to carefully weigh the pros and cons to find out which best suits your current financial situation. No matter which way you choose you can bet that it is going to be exciting and a monumental event in your life.
Let's start with buying your first home. This used to be the most common first step in a young adult's life without much thought of the other options. It is the ultimate sense of permanency that you will not find within the experience of renting an apartment that force people in one direction or another. Now when it comes to buying a new home, this is not to say it has to be brand new, unless this is something you really want. Today you can find great bargains in terms of bank foreclosures that can help you spend as much as you would on monthly rent on a mortgage of a house that is all yours. These houses may need work but one of the joys of owning a house is making it your own through simple renovations.
Now, let's not neglect to mention some of the negative aspects of owning your own home. The number one negative aspect that cannot be ignored is that owning your own home is always more expensive than renting an apartment. Not only will you be spending large sums of money on paint, decorating materials and furniture but you also have property taxes and an undetermined คอนโด กรุงเทพ amount of continuous repairs. It is important as a potential home owner to remember these expenses because for most, coming up with the down payment for the home can be a major drain on your bank account.
With the pros and cons of home ownership clearly outlined for you here, you may already have made your decision. You must consider your current financial situation, your career status and what your future may be. With all these factors put into place you should be able to make an informed decision. Depending on your current salary and your savings account you should be able to instantly determine whether you have enough for first and last month's rent or a complete down payment on a home.
If finances aren't your issue, responsibility may be. If you don't want to be in charge of maintaining the property and covering the repair expenses than an apartment is definitely the way to go. A home can have a number of expected and unexpected repairs that can add up pretty fast and take up a lot of your spare time. Deciding whether to rent or own is a major life decision that should not be made hastily. Take your time and consider what you really want at this stage of your life, nothing is permanent.
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