One of the most critical parts of the home buying process is evaluating the home making sure it's sound and safe. An appraisal can indicate problems with a house as an appraiser inspects the property yet an appraiser will only be able to report on what he visually sees while determining value. Only a home inspector can thoroughly review a property from top to bottom to make a punch list of what is right and what is wrong with the home.
Some issues are readily repaired or accepted such as a leaking faucet or a light switch that doesn't work properly. Maybe a ceiling fan only has one speed or a remote control garage door opener needs a new battery. No big deal, right?
Some items may be nothing more than an older hot water heater is not up to code. A lender really doesn't care about a water heater's condition. They don't give value to a water heater. And the water heater probably works just fine and there's no need to replace it. But what about an air conditioner? What if that's out? But what exactly are the "big deals" that a home inspector can find that should make your reconsider your offer?
Heating and air conditioning appliances that have a failing compressor or don't work properly will be expensive to replace and depending upon the size of the units that will cost you several thousands of dollars.
During a บ้านมือสอง ราคาถูก termite and insect report, was termite infestation noted? If the termites have been removed, who removed them and when? What about moisture in the basement, is the basement damp and you can not only smell it but you can see it?
As you walk through the house, do you see cracks in the walls which could indicate foundation problems? Foundation repair, be it slab or pier and beam, is a very costly expense. On top of the house, is the roof in need of repair? If so, are there leaks inside the house and can you see any water spots on the ceiling?
It's easy to fix a leaky faucet and a lender doesn't care about that. But they do care about damp basements, leaky roofs and faulty heating and air. And even if the seller agrees to lower the sales price to offset any problems, problems of this type won't make it past first base with a mortgage company. If you intend to get a home loan, repairs will need to be made before, not after your closing.
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