It happens more often than you might think; a deal falls through because the roof needs to be repaired. A mortgage lender won't make a loan on their future collateral if significant, needed repairs are indicated on an inspection or appraisal report. Even if the seller agrees to reduce the sales price of the home for the same amount a roof repair costs, if the buyer needs financing, the deal can fall out. Why doesn't the seller simply repair the roof and close the deal?
When a property for sale is in some state of repair, certain problems are more serious than others when financing is involved. Sure, all problems need to be addressed but if the offer is contingent upon the buyer receiving financing then major structural issues identified with a property must be repaired prior to any loan being approved. And just as often, if a property is in need of major repair it's likely the seller doesn't have the money to make the needed repairs. But if it's the roof that needs fixing, there might be an option.
As the seller, contact your insurance agent and file a claim. If the roof has been damaged due to wind, hail or storm the insurance agent can send out an inspector to see if a claim can be filed and the roof fixed. Most often that's the case but the seller can't afford the deductible, ทาวน์โฮมมือสอง กรุงเทพ keeping the roof in its current shape. Next, find a roof contractor and explain your situation; the insurance company will pay for the repair but you don't have the money needed for deductible. The roofer can complete the work and get paid the balance after the home is sold with the proceeds due the seller.
In fact, other required work can be performed by licensed contractors for payment after a home is sold and is not limited to roofers. Understand though that contractors will typically file a lien on the property and cannot be sold to another party until all liens have been paid in full.
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