When buying a house, one of the most fundamental things that a buyer needs to know is the approximate amount he or she needs to pay for the property. A responsible buyer knows how much they will owe the bank for the house and how long they will owe it. Note that before being approved for loan, a home buyer's financial capacity is measured and the amount lent to them is determined by the ability to pay. This makes it easier for one to determine how much the monthly mortgage is and whether it is to be paid for in 15, 20, or 30 years.
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