A 20% down payment of the total home price is usually required from the buyer in order to get a customary mortgage. This has been modified, however, by lenders making it possible to buy a home with a small deposit or no down payment. Nevertheless, it is still better to pay a down payment instead of nothing because you get to have the best probable interest rates as well as to circumvent private mortgage insurance. So, how do you save money to pay the down payment for a home?
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