Most of the time people assume that all the money you had available will be used for the down payment on your home. The down payment then helps you determine how much your monthly payments would be. However, aside from the value of the property plus mortgage there are other expenses involve in home-buying and this includes closing costs, moving expenses, cost of repairs, painting, and other improvements. Buyers often incur significant costs to get financing, purchase a home, and then move in. These can include:
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