When you are buying ฝากขายที่ดิน a home or thinking about buying a home especially for the very first time you may be wondering what is the offer to purchase the home?
An offer to purchase starts with the original offer you have your real estate agent write on a legal contractual document that will get presented to the seller of the property. The seller in this real estate market can be the original or current owner or in case of a foreclosed property it can be a bank that now possesses the property.
The original offer will have many factors within the contract. Not only is price one of the items but other terms as well. How you are financing the property whether it be with a conventional loan or FHA or perhaps a VA loan. Each loan types varies as to the minimum amount that you need to put down on the home. A seller and their real estate agent will look at this as one thing they need to consider when contemplating the offer. The more money the person puts down on the home the stronger the buyer. Another financing part of the offer will be whether or not you are paying for your own closing costs or asking the seller to pay up to three and a half percent of the buyers closing costs. One way to look at this is to take the closing costs away from the net profit the seller will receive and that is basically subtracted from the actual purchase price since the seller will be netting this amount.
Other factors that go into what the offer really is will be items that you may be asking to convey with the property that are considered personal property such as a refrigerator or washer and drier. These are items that generally are not considered part of the home as they are personal property.
Your offer will have other expenses that the seller will have to consider which are things like homeowners association transfer fees, usually this is a negotiable part of the contract. You may also be asking for the seller to pay for a home warranty for a year on the home, this again adds to the sellers costs and brings the net down from your purchase price.
Some of the other factors that go into the contract is if you are asking for an extended inspection period, you may be asking for an unusually long close of escrow which will also have an effect on the sellers consideration of your offer.
As you can see there are many factors that actually go into an offer to purchase a home and the cleaner or less complicated offer is always looked at as an offer that is likely to go smoother in the long run. If the buyer is asking for many things that they expect of the seller this could likely mean that they will be a little harder to please all along especially when asking for repairs after the inspection period.
If you really want to purchase a home, listen to your real estate agent and take into consideration your offer and is it really a good enough offer for the seller to seriously take into consideration and move forward with either on accepting your offer or giving you a counter offer back. An offer that is just too much for the seller is likely to get a simple rejection.
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