There has been a considerable increase of the number of homeowners in the country for the past fifty years. Still though, one factor that has been consistently a struggle for home buyers is coming up with a down payment or a deposit. In most cases, banks require as much as 50% down payment before they would lend on a mortgage. While this amount has been lowered to 20% today, there are still people who have not much money available to them. If you are one those who struggle for initial deposit on a property you long have dreamt of, here are some ideas for you.
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