The 203k loan allows you to buy and fix up a property all in one transaction. This allows you to get a loan for above what the property is currently worth, in the form of a 1st and 2nd. Which is nice if you find a house that's in poor condition and just needs cosmetic repairs or a little upgrading. And a "Streamline 203k" can give you a maximum up to $35,000, which would be for a major repair project. There is a small catch, though.
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