People have long since said, "Home is where the heart is." I suppose this is true, but what they should be saying is, "Home is what you put your heart into." You see, finding your family home can be tough. No one wants to move a thousand times trying to finding the perfect home, and besides, who really has the money (or time) for that? Before you begin looking at homes for sale, there are a few important questions you should ask yourself to help you narrow down exactly what kind of family home you are searching for.
Think About How Large Your Family Will Become
This is important because you need to make sure you will have enough room for your family in the future, not only for right at this moment. Many people don't feel the need to plan ahead, but purchasing a home is one area where it is absolutely necessary. Ask yourself these questions:
- Are you married or plan on becoming married?
- Do you want children? How many?
- Do you have older parents who will eventually need your care?
- Do you take care of anyone else right now? An extended family member or friend?
Once you answer the questions, add it up. Say you take care of your nephew, are married, and plan on having four children. You have an elderly father who already needs your care, but don't foresee having to tend to anyone else in the future. You will need a home that has between five and seven bedrooms. On the other hand, let's say that you are already married with two children of the same sex, and don't foresee having to take care of anyone else, including additional children. If this is the case, you only need a two to three bedroom home.
Are There Any Special Rooms You Want?
Often during their home search, people decide they want a special room in their family home. This might refer to a Florida room, dining room, mud room, ขายอาคารพาณิชย์ separate laundry room, den, sitting room, etc. If there is a room you absolutely must have, make sure to take it into consideration when looking at homes for sale or talking to a Realtor.
What Budget Do You Have To Work With?
Always stick to your budget. Over and above the initial down payment, you need to think about your monthly payments. If you only make $1,600 a month, then you don't want to get a mortgage that will cost you $1,200. It's simply unreasonable and will end in foreclosure. A good rule of thumb is to keep your mortgage payment at or under one week's pay. For the budget above, that would only be about $400, which is completely possible and leaves room for all of the other expenses the average person has.
These are our first tips on finding your family home. Keep a look out for the second part, where we delve into further questions you must ask yourself when you begin looking at homes for sale. We hope that these first three questions have you starting to think, however, and wish you the best of luck in finding the perfect home for you and your family - present or future!
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