วันพฤหัสบดีที่ 15 มีนาคม พ.ศ. 2561

First Time Buyer - How To Find A Below Market Value Home

Finding a new property is always an exciting process but finding what you want for the lowest possible price can soon take the excitement out and turn your search into a daily grind. Whether you are looking to purchase a new house as a home to live in or simply as an investment it is always beneficial to obviously pay as little as possible and to get a house below its market value.

Many people believe this isn't possible as they ask the question, "if it was possible, why doesn't everyone do it?" but the simple fact is that it is indeed possible but just takes a little more time and commitment.

There are many different avenues to venture down in order to find a below market value home. The first is always to attend auctions. There are regular auctions held by various different property firms as well as regular organised events that allow private home owners to sell their home at their auction rather than the normal estate agent route.

At these auctions it is common to be able to purchase a property below market value when there is little competition or interest in the property that you are looking for. However, on the other hand it is common to see people pay above the value too when getting carried away. The important tip to remember here is to go in to the auction with a strict maximum budget and stick to it. It can be too easy to set your heart on a property and get driven to bid higher by an aggressive second bidder who also has his heart set on the same property. Always bid with your head and never your heart and you then stand a good chance of eventually getting a property below market value.

Another avenue to explore is the repossessed or foreclosure route. There are many bank auctions and direct sales of properties that have been repossessed for various reasons, although usually because the previous owner has defaulted on payment. As the banks obviously wish to liquidate these assets as quickly as possible in order to recoup their losses, they will often sell the properties at a ขายบ้าน discounted price showing a substantial saving on the true market value of the property. The tip here is to sign up to the relevant websites and mailing lists that will keep you informed of these properties as it is very often a case of "first come, first served" and these properties will sell extremely quickly.

If it is a repossessed auction that you attend the same rule applies, bid with your head and not your heart and stick firmly to your maximum bid.

Always be aware that these auctions should be free to attend but there are plenty of unscrupulous dealers both online and offline that will try to charge you registration fees or charges for being kept up-to-date with the latest auctions. Avoid these as they are trying to make money from you in a sector where you should not have to be paying for this information.


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