Unless you deal with real estate agreements every day, it is implausible to know each and every detail involved in the home buying process. Though, every house buying situation has its own complexities and thus entails a unique procedure, still there are a few steps that are important in almost all types of situations. Given below are all those essential steps which can direct you towards a successful purchase of your first house.
* Evidence ทาวน์เฮ้าส์มือสอง ราคาถูก of financing - Showing a prospective home seller that you can really afford the house is the first step towards a smooth purchase. You either need to show him that you have enough cash to purchase the house or can easily get a mortgage loan. A letter as a proof from a bank, affirming that you do have adequate funds or a loan pre-approval letter from a reputed lending agency would suffice to win the confidence of the seller.
* List your needs - Prepare a list stating all those features that you wish to have in your first house. Some of the things you can include in this list are the house's price range, general location, square footage, school district, finished basement, yard space, garage etc. After listing your requirements drive around all the nearby neighborhoods to know the houses available for sale and then note down their addresses.
* Work with an experienced full time realtor - Do not hire a part time realtor or someone who takes it no more than a hobby. Working with an experienced full time realtor would not be an extra expense. In fact, he would help you save a lot by negotiating a low price with the seller for the house you want to buy.
* Choose a right house - As per your preferences, your realtor would locate numerous properties which suit your needs and provide detailed information about them, along with their pictures. They would even proffer virtual tours to potential properties by arranging open houses or showings for you. This way you can choose the best house without going through the hassles of home hunting.
* Make a bid on the house - After a few trips to the potential houses when you find the best one, your next step should be to make a bid on it. Your realtor can play a crucial role in determining a fair asking price for the house. Besides, even if you wish to include any terms and conditions in the contract letter, such as inspection terms, contingencies etc, then your agent would guide you well.
* Property inspection - To make certain that there is not any hidden defect in the property, you must schedule an inspection of the house by professionals. The whole assessment procedure would take three to four hours, where the inspector would carefully examine each and every corner of the house. The property inspection report would be handed over to you within a few days, so that you can review it and ask the seller for the necessary remedies.
* The closing - Before becoming the official owner of the house, you would have to sign many official documents, so that the house ownership is officially given to you. This is called the closing.
So, follow these crucial steps to have a hassle free purchase of your first house. Apart from following these steps also make sure that your emotions do not cloud your judgment or decision at any step.
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