What To Consider Before Building Your House - What Statutory Requirements Apply

From the previous articles, you now have a basic introduction into some common factors to consider before building your own house, especially what your casual decisions amount to in the long run.

Depending on where you live or plan to put up your house, you will encounter a number of obligations owed to the authorities, both national and especially local. Some obligations are just guidelines to follow as you go about building your own house while others are monetary requirements that you will have to pay in order for you to be permitted to construct your own house.

Most of the said guidelines are restrictive rules on what extents for example that your house cannot go past. A good example is the building line, an extent beyond which your house cannot go as relation to road or other such infrastructure. There are also rules on how high a house can go in a particular setting as well as what kind of development can go to a particular area. Some areas are usually set aside purely residential while others are meant for industrial purposes only. It will be hard and even costly to change the intended use of a particular parcel of land. You will note that the same measure of water for example, attracts a higher rate in industrial areas as opposed to residential areas.

Monetary requirements are usually accompanied by services by these bodies, for example fees for the approval of building designs while others are fixed amounts payable by law. A good example here is the land rate, an annual payment by every land owner. Taxes and fines are also significant amounts of money that you will need to bear in mind. There are also costs you will incur while following construction by laws. These do not in any way add a single brick to your intended building. An example here is the requirement to put up and maintain hoarding around your building. Other such cost is like charges per every cubic meter of water drawn from your well or for disposing your waste to the public ฝากขายทาวน์เฮ้าส์ sewer line. Fines are payable for defaulting statutory bylaws. The thing with fines is that a little requirement can cost you even more than two-fold the normal charge or the inconvenience of discontinued services.

But statutory requirements should not be taken in a negative manner. These are either meant to safeguard the interests of the general public or to make sure that the services keep running smoothly. Think of uncollected garbage spilling over the bin at your front door! They may not even be justifiable at times, but as long as they are being paid by everyone else, why not, then, give unto Caesar what belongs to Caesar?

In the next article, we look at the common sources of funds for building your house.

What To Check When You Are Viewing A House

When you're looking to buy or rent a house, there are several things you cannot forget to check. Before you go to the viewing, do your homework: find out about the area, council tax band, local parking situation... You can easily find out about all these by yourself or asking your estate agent.

Once you get to the house for the viewing, concentrate on the important. Examine the house as if you were surveying it for problems. The following list will help you focus on some important aspects that can help you make the best decision:

1. Take someone to view it with you. Even if you are buying it for yourself, another pair of eyes will help you see things you may miss.

2. View the house in daylight. It's easier to see problems with natural light. Some estate agencies turn all the lights on for the viewing, but don't fall for this. Turn them off so that you can see how light the house really is.

3. Which way does the house face? This will tell you which rooms will be lighter at what time and you will know if you'll be able to enjoy a sunny afternoon in your garden. You can take a compass with you, or your mobile might have an in-built one!

4. Look outside the house as well as inside. Look for cracks in the structure. Have a look at the pipes and drainage. Check how old the roof is, and what state it ทาวน์โฮมมือสอง ราคาถูก is in. If you do spot problems, it doesn't necessarily mean that you shouldn't consider buying the property, but you might want to get a professional surveyor and use this to renegotiate the price.

5. Don't rush it. It's your money we are talking about, so don't feel pressured by the agent or the owner trying to rush you through or pushing you to make a decision. And don't be afraid to ask any questions you may have. A good estate agent will be happy to help you with everything.

6. Check the electric installation. Ask when it was last rewired. Are there sufficient power points? How do they look? You may also want to check the fuse box, to get an idea of how old the wiring is.

7. Check the plumbing. Make sure there is enough water pressure coming from the taps, especially in the shower! Ask how old the boiler is and when it was last serviced.

8. Look out for damp. There might not be any physical signs, as the seller might have painted over it, but keep your nose open for a musty smell. Damp could be an indication of more serious structural problems.

9. Will you have enough storage space? Having enough storage space is very important if you plan to stay in your new home for several years, yet some new built houses are not too generous with it. Check if there will be enough room for your stuff in wardrobes, attic, etc.

10. Listed buildings and conservation areas. Check if the building is listed or in a conservation area. This could restrict any future alterations you may want to undertake.

What Shed Design Will Best Suit Your Needs and Backyard?

Building a home involves many stages. These involve building the foundation, framing, plumbing and electrical, just to name a few. Another aspect of building a home might include constructing a shed in your backyard.

What Time Is A Good Time To Buy A House?

When Should You Buy A Home?

A lot of people are บ้านมือสอง ราคาถูก wondering if it is a good time to buy a home. In many parts of the country housing prices are still fairly low. This can create a good opportunity to purchase a home at an affordable price. Of course a soft market will make it a lot harder to justify buying a home as a growth asset. If you are trying to decide if you should purchase a home these days, you will need to consider several things.

Have You Considered All The Costs Of Home Ownership?

Are you really ready for all of the costs of owning your own home? If you rent your house now, you might feel as if you give a lot of your money away each month. But keep in mind that your rent money goes towards having a secure place to live, repairs, taxes, and sometimes even utility bills.

If you decide to purchase your own house you will be responsible for each of these bills on your own. It is not always possible to predict the costs of these bills either. Utilities will vary by season. Taxes and homeowners insurance premiums might increase.

It is not always possible to plan for repairs and upkeep either. If you are trying to figure out if buying a new house is a good idea, please consider your overall financial stability. It is a good idea to have some money in the bank, beyond what you need for your initial purchase, before you decide to sign a mortgage contract.

Home Ownership Does Have Advantages

There is no doubt that home ownership gives people a lot of pride. Home owners are also free to decorate and update their home as they see fit. If you rent, you may not have much freedom to change your living space very much.

In some cases, your investment may even pay off in the long run. As you pay your mortgage, you will be growing your equity in your home. This helps you build an asset that can also assure your future financial security. If you are very lucky, your home value may appreciate so much that you actually make money on the deal. However, most people probably should not purchase a home because they think they can make money.

The bad side of that coin is that the failure to pay your mortgage can damage your financial life for a long time and rob you of your security. It is much easier to get out of a lease than a mortgage agreement if you do need to sell your house or change your living situation.

Is It A Good Time To Buy A House?

Study the market and consider your own personal situation. In some cases, a home purchase has a lot of advantages. In other cases, it is much easier and cheaper to rent a place to live. There is not one perfect answer for every person or family.

What Time Of Year Is The Perfect Time To Buy A Beach House?

Buying a beach house isn't an easy process. There are many options to consider; what beach you want to live on, how many bedrooms, should there be a pool, what your budget should be. But one thing most people don't take into consideration, or usually even think about, is what time of year is the perfect time of year to purchase your beach house. There are a number of factors to look at to figure out exactly what time of year is the perfect time of year.

Most analysts say, in general, the best time of year to buy any house is July and August, and again in December and early January. During these months, there are fewer buyers shopping for houses and therefore lower asking prices and more sellers willing to accept lower offers. Fewer people are out looking for a house to purchase during July and August because most families are on vacation during these months. They're soaking up their last rays of sun before everyone heads back to school. As for December and early January, people aren't shopping for homes because they're spending time with family for the holidays. Also, in states where winter weather isn't the greatest, people don't go out looking for homes when the snow is flying. With less competition, you're bound to get a better deal, a better price, on your dream beach home.

The best time to purchase a beach house would be during the off peak, or low season, for the beach where's you're buying the house. In Aruba, the low season is from mid-April to mid-December. This low season is when tourist numbers are at their lowest on the island. This would be the best time for you to purchase your beach house because the beach isn't going to be crowded. You'll have plenty of time to get used to the area around your house, the beach and the other surrounding attractions, without competing with a huge tourist crowd. With this lack of a crowd, you have the freedom to spend time on the beach, just outside บ้านมือสอง ราคาถูก your beach house, as often as you please. If you're buying a house in Aruba, during the low season, you can take time to tour the different parts of the island and familiarize yourself with the different restaurants, bars, clubs, and other attractions on the island. Chances are, like the lowered house prices, during these low season months, other attractions on the island will also have lower prices.

The months of Aruba's low season fall in line with the months recommended by analysts as to when the best times are to buy a house. July, August, and mid-December seem to be the overlapping months of the two groups. These months are great times to find houses with low asking prices and sellers who are more than likely willing to compromise on how much they'll take for their houses. So, if you're looking for the perfect time to buy a beach house, July and August seem to be that time.

What Sources Can You Turn to When Searching for a House for Sale?

When you are looking for a new home for your family, what sources should you consider? Where will you find the information you need to help you find the right house? Is it necessary to use a realtor to find a home? What other sources can you turn to find the perfect house for sale?

One of the obvious places to look is at realtor listings. You can find free printed magazine type publications just inside the door of many grocery stores, doctor's offices, or other businesses around town. These publications are very useful, as they not only provide information and specifications about a particular home that is for sale, you will also find photographs of the homes so you can get a feel for what the places like long before you walk into it. Once you have perused one of these publications, another great resource is to call the realtor advertised in the particular listing. Realtors are trained to show you the homes that will most likely suit you and they may know of more updated listings that were not in the publication which may suit your needs.

Another great resource is Internet listings. On the Internet you will find listings similar to those you see in the publications discussed above, but you may additionally find such features as virtual tours, or photo slideshows. These listings may additionally show you shots of the outside, the backyard, whether it is stick built or a manufactured home, or even the neighborhood the home is located in. Again, once you have narrowed down your search somewhat, you can still make an appointment with a realtor to show you the home. You may also find some listings titled "house for sale by owner." You will not likely need a realtor to show you one of these homes, as they will be shown to you by the owners themselves or an agent acting in their behalf.

The classified ads in your local newspaper ฝากขายคอนโด are also a good resource. Though there will not be as much information available on a classified listing of a house for sale, there will be enough for you to determine whether this house fits into the category you are looking for. One advantage of the classified ads or even the free printed publications you get at the grocery store, are that it is a tangible way to circle the homes you are interested in or cross off the ones that will meet your needs. It can be very helpful to carry with you these listings when checking out a house for sale. You can immediately circle it as a favorite or cross it off your list as you go.

No matter which of these sources you choose to work from, each of them has its own pros and cons, but each is likely to help you narrow down your search for a new house that will be the perfect new home for your family.

What Should You Consider Before Buying a Condo?

Buying a condo is a lifetime investment decision that needs careful consideration prior to making the actual investment. The first factor that you must consider is the location of the condo. This involves examining the neighbourhood and its environs. The ideal location should be safe, secure, have proximity to essential instalments such as schools, hospitals and shopping centers.

What Sustainable Materials Are Fit to Be Used For Home Construction?

Due to massive calls for worldwide action towards improving environmental conditions, the production of sustainable building materials became an active factor to boost the green movement. The concept of such materials incorporates the methods and tools used in acquiring and manufacturing the eco-friendly supplies. Utilizing various green building materials offers a multitude of benefits, thus you might as well consider having these as the main components of your new home.

Such materials come in many forms through different natural sources that have the ability to endure via their own biological means. Some natural sources on the other hand have been contained in a regulated environment. A few of the popular green materials today are:

1. Limestone - used as cladding material, and the main ingredient in making concrete and plaster. It is also sometimes used in steel and glass production. 2. Aluminum - has high energy content, light weight, corrosion resistance and low maintenance requirements. It is commonly used where its attributes are the main advantages, such as in a modern industrial-like kitchen 3. Clay and adobe - both are used to form hard, waterproof and permanent bricks or tiles. The difference between them is that the former needs to undergo multiple firing process in order to put out such brick or tile. The other one can last 350 years or more even without going through fire. 4. Wheatboard - regarded to be better than plyboards or standard particle boards because of its being made from recycled wheat chaff and a non-formaldehyde binder. It is dubbed to be more moisture resistant, stronger, stiffer, lighter and even ideal to hold screws and nails better and for painting. 5. Bamboo - flexible reed coming from very tall trees. This has been used in so many ways from cutting boards and countertops to floor panels and furniture pieces. 6. Reclaimed lumber - this is usually salvaged from timbers and decking in abandoned old barns, factories and other old structures. It is often used for siding, detailing, cabinetry, furniture and flooring of homes typically inclined to have an antique feel. 7. Dimension stones - these are selected natural stones or rocks typically found in rivers or streams. They undergo various fabrication processes such as trimming, cutting, drilling or grinding in order to achieve particular sizes or shapes. They are used as pathways, flooring for outdoor spaces, tiles or even countertops.

While all these materials have their unique admirable qualities, you still have to be further thorough in screening which material or product fits your home. Take into account the resource and energy efficiencies and affordability of the product. Gauge whether it can improve indoor air quality or water conservation. Prioritize getting materials that are reusable or recyclable, manufactured using methods with minimal waste and greenhouse gases, locally available, durable, non-toxic, or low in maintenance requirements.

Homeowners with properties built with sustainable materials get to benefit from minimized maintenance and replacement costs during the life of the structure, reduced energy consumption, improved living conditions, and even better and more interesting design flexibility. In addition upon incorporating the use of green materials into a home construction ขายอาคารพาณิชย์ or renovation project, the environmental impacts connected to transporting, installing and disposing building materials are reduced massively.

What To Check Before Moving Into A Neighborhood

Purchasing a home is an incredibly thrilling time period, however, you really need to be careful and research before you buy very thoroughly. You might be spending all of your life living in the neighborhood. Wouldn't it seem sensible to invest a considerable amount of time checking it all out first? The following are some things you should check before you sign any contract.

1. Look At The Crime Statistics - Do not think you already know whether or not it is a good area. Check out the sex offender registry. Google or Bing the home address. You might find out that the home once was a meth lab or even worse. Examine the crime maps for the neighborhood, you may well be quite amazed at what you may discover.

2. Just how Recession Proof Is The Neighborhood Or Area - Is the home in good proximity to job possibilities? Is it a neighborhood which has a large number of subprime home loans that may lead to default and leave the area with a large supply of homes that may go on the market with no demand for them? Search for a lot more than normal number of "For Sale" signs or home foreclosure notices on the windows. Check to find out if all the homes for sale in the neighborhood all have major price reductions or maybe it costs much less to buy rather than rent. Pretty much all of these are excellent indications that this is a fairly hard hit neighborhood and you might have to think twice before buying. On the other hand, you may discover some terrific deals as well. Therefore, for anyone who is in it for the longterm you ought to be okay. You simply don't wish to get stuck in an upside down home should you wind up having to sell quickly.

3. Will The Area Suit Your Needs - Will the neighborhood possess the kinds of things you enjoy, for example your hobbies and interests, hot spots you love to go to, parks and recreation areas, your preferred restaurants.

4. Does The Neighborhood Have Your Necessities - Are your preferred supermarkets available or just how far do you need to drive to get to them? Are any daycare in the area? What about the fitness center as well as the nail salon and so on?

5. Check out The Area At Various Times During The Day And Night - This might be up there with one of the most crucial things you will need to take a look at. At times a neighborhood will appear completely normal throughout the day, but, a drive-through during the nighttime reveals an entire other elements that you might not desire to live around.

These are only some things that you ought to check out prior to signing any mortgage documents due to the fact neighborhood characteristics can change rapidly and quite often. The best way to help steer clear of a huge mistake would be บ้านมือสอง to speak to your realtor. Your real estate agent can access a lot of this information and can help you get things lined up prior to committing to one of the largest decisions in your life.

What Really Matters When Choosing a Log Cabin?

Log cabin sales have without doubt soared probably because of how cozy and elegant the cabins are. With the increased demands, there has also been a sharp rise in the number of manufacturers making the cabins. This makes it of importance to factor in all important aspects when searching for a cabin so that in the end you get a good one to serve your needs to the maximum. Here are a few things you should consider before you make that purchase.

What Questions Should I Ask When Looking to Buy a House?

When it comes to buying a house, you definitely should not judge a book by its cover. When you attend an open house or have a private showing of a house you are interested in, it's important to ask some pivotal questions.

General Questions

The first questions should be addressed to the homeowner. Why did they buy the house and why are they selling the house? If they have to relocate because of a job, you may have an opportunity to bargain more on the price if they are running out of time. If they are selling because of financial trouble, you should pay careful attention to see if they have kept up the property if funds have been low.

Asking how they have liked living there, specifically what they have liked the most and the least. This will give you further insights before you buy a house. Pay attention to what they say as well as how they say it to determine if there might be any hidden issues.

Home Condition

Whenever you look at a house to buy, take a checklist with you to remember what to ask and to record the answers. Here are the specific areas you will want to check before you buy a house:

Appliances - How old are appliances in the kitchen and laundry room? Have they had any recent repairs? What about the hot water heater, air conditioner and furnace? When was the electric and plumbing last updated? Have they been serviced regularly.

Roof - how old is it? You can expect a roof to last 15-20 years.

Insulation and Windows - How old are the windows and is there adequate insulation for the climate. Are all areas insulated, especially attics and crawl spaces? This will affect your heating and cooling costs.

Warranties - Which appliances, systems, windows, etc. are still under warranty.

Location

You should find out as much about the neighborhood as possible before you consider buying a house. Here are some key questions:

What ฝากขายที่ดิน have similar homes in the neighborhood sold for in the past year? And what are the asking prices for other homes currently for sale? This will help determine if the house is priced according to market value.

What other non-residential buildings are nearby? Are there apartments or businesses close by? This can affect the home's resale value.

Are there schools, restaurants and retail nearby?

Is the neighborhood quiet? What age are the neighbors? Are there train tracks or airports nearby?

Sale/Financial Issues

The last set of questions relate to the sale and financing when you buy a house:

How long has the house been for sale? Was it for sale in the past and went unsold? Have there been any price reductions?

Have you had offers on the property yet? This will let you know how eager the seller may be. It will also tell you what offers to buy the house have been rejected.

By asking these important questions before you buy a house, you will know whether it meets your needs and you will be able to make a fair offer.

What Potential Buyers Look for in Communal Buildings

Apartments, flats, high-rises - whatever you want to call them - these days more and more people are choosing to call them home. You won't find a city without them and for many they make total economic sense. Choosing to live in a block of flats as opposed to a house means you can often -

1. Get more for your money 2. Get a more central location

So what exactly are potential buyers looking for when it comes to buying a flat in a communal building?

First Impressions Count

Here's the deal - buyers aren't just focusing on the inside of the flat they've come to look at. They'll be checking out everything about the communal building as soon as they set eyes on it. OK, so you can't change much about the location apart from ensuring you've got well-tended communal gardens (if there are any), and the pavements are litter free. But what you can do is ensure you've got a great first impression to the actual building itself. This can start with the communal doors that lead into the main foyer.

Think about it, when we meet people, we make up our minds usually within the first five seconds. It's no different with buildings. If you're greeted by a shabby pair of communal doors you'll already be turned off the idea of buying in this building. See a smart pair of freshly painted doors with clean windows, and perhaps framed either side by a potted olive tree and the impression you get is altogether different.

Security

Buyers will also be checking out how secure the building is. Therefore, these doors that they encounter on the ground floor don't just need to look good, they need to perform well too. These communal doors should carry certification to PAS 24. This ensures that they are 'secured by design' compliant. Anything that can help give your potential buyers peace of mind that they will be safe and secure in this building will help you make a sale.

Smells

All the property programmes on TV make a real point of ensuring your house smells welcoming. Whether that's having a loaf of bread baking in the oven as your potential buyers arrive, or you've got a gorgeous bunch of flower scenting the room - you decide. However, while you've got control over how your own flat smells you don't have much say about communal areas. If you can, ensure they are well maintained and litter free. Placing a few air fresheners in tucked-away spots can help combat unwanted odours, as can a couple of indoor plants.

Final Thoughts

So when it comes to making a ขายบ้าน positive impression on your potential buyers, think outside the box. While you certainly need to present your own flat to the best of your abilities by keeping it tidy and clean, you also need to check communal areas too. It can be a lot to think about so forward planning is always key, but with any luck you'll make that great first impression and get the sale you want.

What On Earth Is The Difference Of Closing Costs And Down Payment?

This is a question that I get all the time. From some one looking into loans for a home that maybe considering some real estate.

What Real Estate Agents Have To Say About Three Distinct Suburbs In Australia

There are many things that a person buying a home needs to take into consideration so that he or she will be sure that the investment they are getting will indeed be a good one. With this, it will be a good idea to spend a little more time in checking up on a property before signing any contract to acquire it. And one of the most important considerations that a home buyer should make is the location of the property they are looking to buy. In Australia, real estate agents give some good information about three distinct suburban locations which are Avalon, Ascot, and Ballina.

Avalon is a good location for people who are looking to buy a home where they can have a relaxing atmosphere and still be within reach of the big city. This location is also a great choice for those who like going to the beach as it is home to the popular destination which is Avalon Beach. And for people who like to go boating for their recreational activity, they can find Pittwater and Palm Beach which are perfect for those activities. This place also has no lack of good private schools and other facilities that a family will be looking for.

Ascot on the other hand can offer an exciting lifestyle for a suburban location. It is home to two of Australia's famous racecourses which are Eagle Farm and Doomben. Because of these racecourses, this suburb in Queensland also hosts a few classy dining establishments that offer world cuisine. And you can also find some good brand name shops as well as other good facilities for the family. Ascot is a great place to live in for those who want to live the high life in a suburban area.

Ballina is a good location for people who have a great interest in history because this place is home to a lot of historical buildings, and you can also find a lot of period houses which have been restored to the way these used to be. Among the popular destinations that people visit in this area are The Headlands and Angel Beach which are good for ฝากขายทาวน์เฮ้าส์ people who want to have a high-class waterfront home. And this NSW suburb also has no lack of good quality establishments and facilities for the entire family.

Whether buying a home in Avalon, Ascot, or Ballina is what you are thinking about, it really is a matter of what kind of lifestyle you would want to have. And all of these three locations can offer good value for a home investment. If it is a suburban location that a home buyer wants, these three locations will be a good choice for those who live in Australia.

What Online Real Estate Courses Should Teach You About Handling Renovations

Some online real estate courses get you all hyped up and send you out with a final battle cry: "So, are you ready to flip?" But the best ones actually teach you how to handle what might be the toughest part - the rehab.

Buying the homes - no problem. It's easy enough to learn how to spot the good ones. Selling the homes - too, no big deal once you learn the steps to ensure you can sell fast. In the middle lies the potential for profit or massive losses.

See, one absolute when it comes to the world of flipping is that renovations will be needed. You have to realize that getting a house for such a great price will have a catch, and that catch is that the house is going to need repairs. Sounds simple enough until you do the math and realize you could end up in the red if you're not smart about it. Running the renovation project is harder than it looks.

Ain't Nobody Got Time for That

Let's take a look at your schedule. Do you have the time to oversee the renovation project? There are budgets to be figured out, scheduling how long the project will take, hiring both skilled and unskilled workers to do the work, materials to be bought, walk-throughs that are required, and then there's the whole job of making sure the folks you hire do the work on time and on budget.

OTJ Training? No, Thanks!

Handling a renovation is not a skill you really want to learn on the job. Without any experience in the world of rehab you are more than likely going to under-budget yourself. When you run out of money, you can stop the rehab; but what exactly are you going to do with a house that is half done? Nobody wants to rent a house that's a work in progress. Selling it again may be an option but if your attempt at renovation stopped after the walls had been ripped out and the electrical system is only partially completed you could be selling the house for less than what you originally purchased it.

Two Weeks, Two Weeks ทาวน์โฮมมือสอง

Renovation projects also involve dealing with the various trades who each play a role in getting the house back up to snuff. What happens if they show up bright and early the first day and then the only thing that is present for days or weeks after are their tools? Do you have the gumption to pursue them and insist on them getting back to work? Don't there are those out there who may take advantage of your naivety when it comes to the cost of laying tile, installing a new roof, or replacing windows? You might want to re-watch "The Money Pit" this weekend.

Does the mere thought of these what-ifs elevate your stress to the level of seeing red? Want to avoid the stress, stay on budget, and have a beautifully renovated home ready to be sold in a reasonable amount of time?

Then you need a Renovation Manager. It's not hard to find one you can trust. Check out some General Contractors in your area. Ask for references. Go see the work they have already finished. Then talk with them about what you are looking for to help your future flips run smoothly.

When you find someone who has the experience in doing renovations you gain the benefits that come with experience. They have written out budgets, are knowledgeable about material cost, can negotiate prices, and know how to get everyone hired to do quality work and do that work on time.

What Questions To Ask A Real Estate Agent Before Hiring

Home buyers would have plenty of things to think about as they go about their purchase. The whole process can be downright intimidating for example especially for first-time buyers. It is not an easy task to look for a house to buy that would fit one's needs and budget. Fortunately, you can always hire a real estate agent to work with you through the home buying process.

What Newbies Need To Know About Investment Property Financing

Basics for Financing for an Investment Property

What Metering Questions to Ask

Prepayment Metering Question You Should Ask

What Needs to Be Done Before Kit Home is Delivered

You should learn what needs to be done before the kit home is delivered in order to make the process go as smooth as possible. There are some basic site preparations that need to be completed. Also the kit home includes everything except some of the finish materials, so you need to be ready to provide these things as the job progresses.

The kit home package does not include the following.

* Footings or slab foundations (if desired)

* License fees

* Water supply connections

* Sewerage connection

* Hot water service

* Finish plumbing

* Finish electrical

* Paint

* Tile

* Floor coverings

* Appliances

When you own the land you will be setting the kit home on, the first thing you must do before building is get D.A. and C.C. Council approval. The kit home manufacturer will not deliver your new home until building approval has been received. If you do not want to manoeuvre the Council approval process, you can get assistance through the manufacturer or seller.

Ready to Install

If your home is going to be set on a block, or in a subdivision, there is probably no issue concerning access to the lot. But if your home is to be set-up in a more remote or rural area, and there is no road running through the property, you will have to create an access road to the house.

You will also have to decide if you want your kit home set on a foundation or on piers. If it is to be set on a foundation, the slab will have to be poured before the kit home is delivered.

Because the kit home does not include utilities, you will need to prepare your site for the final hook-up to the main lines. This includes deciding how you will be situating your home on the lot so you know where the sewer and water lines from the main hook-up to the house will be run. The kit home installer บ้าน มือสอง will hook up your home connectors to the main lines after installation.

In addition, you will need to determine your electrical power source by contacting the local provider.

Before and during the installation of your kit home, you should also be selecting those items for your home that are not included. These include the paint, appliances and floor coverings. It's good to know what appliances you will be placing in the kitchen, because they come in different sizes. You want to make sure your kitchen floor plan is designed to accommodate your needs.

Easy Living

One of the joys of buying a kit home is that most of the difficult issues connected with actual construction are handled by the manufacturer and installer. Other than the main sewer and water lines to the house, the road or driveway and the electrical access, the kit home installation is handled by the installer if you choose to use a professional.

In other words, after the initial site preparation you can just sit back and wait to enjoy the easy living in a kit home.

What Motivates You to Grow As a Person?

I was reviewing my goals for the second half of 2014. And I starting to think about what motivates me to grow as a person, engage in self-development, spiritual development and to grow my wealth.

I very quickly realised that my family unit and my children are my ทาวน์เฮ้าส์มือสอง ราคาถูก motivation.

What is yours?

This is the main reason why I want to make more money. As a society we are made to feel that MONEY is a BAD thing. And that it is our GREED that keeps us wanting MORE MONEY.

I strongly believe that Money is not my main driving force. It is what I can do with it. I know MONEY can help me provide the best OPPORTUNITIES for my children in their education and general all-round DEVELOPMENT. It can help us live a more ENRICHED LIFESTYLE, Invest in my SELF DEVELOPMENT, go on exciting HOLIDAYS and enjoy amazing experiences with my FAMILY.

What can more MONEY provide you?

And that is the one reason I invested in PROPERTY and more specifically in Houses of Multiple Occupation (HMOs). HMOs gave me the ability to REPLACE MY J.O.B INCOME by RENTAL INCOME in 1 year.

This gave me the OPPORTUNITY to get out of the RAT RACE to enjoy the FREEDOM OF TIME and CHOOSE my own CAREER and to INVEST in myself the PERSON. It has allowed me be there for my children as they are growing up. To go on the path of SELF DISCOVERY, learn more about myself, what I ENJOY, FOCUS on my core VALUES in LIFE and in all round SELF-DEVELOPMENT.

I realise NOW that I was so busy in my 9-5 routine that I didn't know myself as a PERSON. I could not afford the time for my children to be unwell as I had limited annual holidays. I have also discovered my CONTRARIAN nature. And how I enjoy being a LEADER more than being a FOLLOWER. I would have never known these things about myself had I not had the TIME.

Below is an example of the FINANCIAL INCOME from one of my high-end Professional HMOs.

Purchase price: 305K Refurbishment: 15k Total capital spent: 105k Gross rental income: 3650 Net Income: 1950 Gross Yield: 14.3% ROI: 22%

This does not take into account that the property has appreciated since we purchased it in 2011 and is now worth over 425k on the open market.

If you would like to know more about investing in HMOs and running them please do get in touch with Manni Chopra via email.

What Metering Questions to Ask

Prepayment Metering Question You Should Ask

In order to make an accurate determination of how much electricity is consumed by each customer or end user in a sub-metering environment; individual sub-metering is of critical importance. Sub-metering is the most appropriate way to measure the amount of electricity consumed by a consumer behind a bulk supply. Because sub-meters will meter consumers after the municipal bulk supply it is very important that metering equipment is accredited and approved by the South African Bureau of Standards (SABS) and is installed and programmed in accordance with the set standards in order to comply with the municipal by-laws. As a bulk supply owner and service provider what types of metering equipment do you use to measure consumption of your sub-metered consumers? How are your meters set up to calculate your DSM (demand site management) and any other municipal charges? How are your tariffs set up? These are all important questions that any bulk owner and service provider should ask continually to make sure that they comply with the law and municipal by-laws. This article discusses such questions in the prepayment environment.

What is an STS meter and what are its uses?

STS meters are some of the most common prepayment meters both in municipal and sub-metering applications. For the last two decades STS meters have been the only option when it came to prepayment metering and they are still installed worldwide. Most STS meters are recognized by the STS logo on the meter as well as the familiar token transfer technology. Any meter where you need to enter a 20 digit token is a STS meter, making the recognition thereof very easy. STS is a widely adopted prepayment standard internationally and founded in South Africa by the STS association (sts.org.za). By purchasing equipment that has STS certification, one can be assured of a long standing standard of compliance in prepayment metering technology.

How visible and accessible are your meter(s)?

Accessibility to the end users for the purposes of recharging a prepaid meter is a very important factor. The user must be able to see their consumption as well as the total kwh remaining at all times. This will avoid any inconvenience if the meter runs out of electricity because the user can't see the reading on the display.

What happens if there is something wrong with the meter?

As common with all electronic devices things can go wrong. At times there can be issues of usability and the end user may need support, while in other cases there may be technical faults that need to be fixed. A user that doesn't know how to do something on the meter can be very frustrating, while a meter that doesn't work has the potential to create loses for the bulk owner if the problem is not dealt with quickly. For this reason it is very important that the bulk owner or service provider has user backup support for the metering equipment 7 days a week, as well as some sort of maintenance plan to ensure continuity of utilities supply.

Are your tariffs correct?

To ensure accuracy of prepayment collection funds the meters have to be set up correctly and in alignment with municipal bulk supply charges. This mean that the prepayment system must enable the all possible tariffs such as: IBT (inclining block tariff), seasonal ฝากขายอาคารพาณิชย์ tariffs, ToU (time of use tariffs), and any other municipal tariffs that maybe be adopted at any point in time. However, this in itself is not sufficient for accurate collection. The system must also be able to apportion and charge correctly any other municipal utility charges such as DSM (demand site management) and similar levies that a municipality may charge.

What happens if your municipality all of the sudden changes the bill and charges differently than your initial prepayment setup? You need to check how fast your service provider may be able to handle that, including how retroactive corrections will be applied where necessary.

Can the prepayment system provide transparency and 24/7 access?

Last but not least as a bulk owner or even manager it is very important that one has access to data at all times. Such data may include purchasing history, reporting, tamper notifications and such reports. Without such reports one cannot import the data into the property accountancy system to reconcile utilities and get a correct view of the financials of a property.

Furthermore, the access is also highly important for end users. End users may themselves need such data for their own tracking of consumption and transparency while in commercial environments for purposes of accountancy.

What Makes Your Property Unmortgageable

Within this guide we cover all the pitfalls that can result in your property becoming unmortgageable. Sellers make innocent mistakes without the knowledge that their house will become unmortgageable.

So, What makes a property unmortgageable?

Properties that have been neglected for years, as they may not be suitable for human habitation. People can find themselves in this situation when buying a property to refurbish. Running out of funds or change in circumstances can affect your project. That don't have kitchens and bathrooms or ones that are very dated are deemed unusable. Believe it or not, a property with two kitchens. Why? Lenders assume that you could sub-let part of the property having bought it using a residential mortgage. That are valued below £50,000, you will require a reliable cash buyer. Apartments or Houses with leases less than 70 years. The freeholder has the right to take possession of the property after the lease expires. Properties with structural issues, evident from cracks in ceilings and walls. These properties will require underpinning and remedial work carried out. Such properties remain unmortgageable and uninsured for five years or more following all work. Subsidence occurs due to the soil surrounding the foundations shrinking or swelling. This causes the foundation, which supports the walls to move. Evidence of subsidence can be uneven floors, cracks within external walls and cracking above window openings. Even when fixed subsidence and structural issues are a stigma on a property. You will be required to disclose any of these issues to a buyer. Properties that are close to mining works, areas of landfill or history of flooding are unmortgageable. Properties with sitting tenants or regulated tenancies are unmortgageable. If tenants moved in before 15th January 1989, you have sitting tenants. Properties with a defective lease are unmortgageable. An example of a defective lease is a block ฝากขายบ้าน of flats and maintenance of a shared roof are unclear. Properties with damp, dry or wet rot, wall ties or damaged floor joists are unmortgageable. Properties with boundary disputes Buildings in severe disrepair or dangerous Illegal extensions without permission from the local councils planning and building control departments Properties with non-standard construction, such as per-fabricated concrete Properties that are next to commercial premises or apartments above food takeaways or shops Properties within a close proximity to Japanese Knot-weed. Properties with flying freehold Fire damaged properties Derelict agriculture buildings

This is not an exhaustive list. If any of the above points apply to you or you know your property is unmortgageable, there are many real estate companies that can buy your property at best costs.

What Market Should I Invest in for Multifamily Properties?

When choosing your target market, I highly suggest you invest in your own backyard starting off. By backyard, I'm referring to investing in areas within 30 minutes to an hour commuting time of your house. By investing in your own backyard, you should be familiar with the neighborhoods nearby. You should have some type of idea as to whether you are investing in an "A, B, C, or D" neighborhood. This ranges from highly affluent areas with lower cap rates to war zones or older areas with lower income families with higher cap rates. Starting out, I invested in "C" and "D" neighborhoods. Now, I invest in emerging markets.

Emerging markets are markets with job growth-for where jobs are, people will follow. I advise against investing in high crime areas. I do own several multi-family properties in low income areas, but they are not in high crime areas. Use Census Bureau data (factfinder.com) and contact the local police station to ask about crimes reported at the potential multi-family house you are interested in acquiring as well as in the neighborhood. If you hear of repeated break-ins, violent crimes, drug activity, etc. then these may be areas you want to stay from in the beginning of your real estate career.

When you get experience and want to invest outside of your backyard, then you may want to invest in emerging markets that give you the highest return and hire a reputable property management company to manage your multi-family properties you acquired with business credit. Sure, you may be a control freak and want to be able to go to your multi-family property in a matter of minutes, but having multi-family properties far away from you stretches your entrepreneurial skills. Here are things to look for in regard to investing in emerging markets:

*Job Growth-companies moving into the area *Growing appreciation rates-check Office of Federal Housing *Ask economic development council for their five year plan for the area you're interested in. *Check citymayors.com for the fastest growing cities. Where there are jobs, there is population growth. With population growth, inventory can become scarce and real estate prices begin to rise.

If you find a multi-family property in which the numbers work, ขายบ้าน make sure you visit the property with a property inspector and potential property managers. Ask the tenants and neighbors about the property and neighborhood to get the scoop about what's been going on with the property. Investing is risky, but make sure you take calculated risks and do your research.

What Kinds of Cats Do Well in Apartments?

Millions of people own cats, with good reason. They are one of the easiest animals to keep and also provide many years of joy for their owners. However, living an apartment presents a set of new challenges for cat lovers that need to be considered.

Remember that, if you are renting the apartment, you may not even be allowed to keep pets of any sort. However, assuming you are, you must consider the fact that the ca will likely need to be an indoor variety, as access to the outside would be difficult, especially in a high rise building.

You also need to consider the temperament of the cat. Ideally it should be a cat that can handle being left on its own for long periods, especially if you work and will be away for eight hours or more per day.

It also needs to be fairly quiet and not require too much activity to be satisfied. If the breed likes to get out and stretch its legs you will find it will be very unhappy with apartment life in general.

With that in mind, here are a few types of cat that are perfect for apartments, ensuring that you need not go without your feline friends when you move in.

British Shorthair

One of the best cats for novice owners who don't want to be presented with too much difficulty, the British Shorthair is a friendly cat that will happily curl up on your lap after a hard day at work, without presenting any problems for the apartment itself.

They are usually quiet and will be friendly in the majority of cases, while also adapting to their new environment very quickly. Better yet, they won't have issues with being left alone for long periods once they are acclimatised to their surroundings.

The Russian Blue

Independence is a desirable trait amongst apartment cats, and the Russian Blue more than fits the bill in this regard. Thankfully, they are also friendly with their favourite person and will be more than happy to simply chill out with you in the apartment.

Bear in mind that the cat does like to have a little bit of activity, so take a little time to play with it and provide with a scratching post or something similar so that it doesn't crave an exit from ทาวน์โฮมมือสอง ราคาถูก the apartment.

The Ragdoll

For many people, the Ragdoll is the perfect apartment cat as it prefers being indoors and will not adapt to the outdoors well at all. Because of this, it will be more than satisfied with life in an apartment and won't cause issues in regards to desiring activity or the great outdoors.

They are also extremely laid back and have a gentle disposition, which means they make the perfect lap cat and will also happily share space with multiple people and children. Better yet, they also require very little in the way of maintenance, outside of the occasional bit of play time or light grooming session.

What Makes A Quality Log Cabin?

Log cabins not only make very good personal spaces but they can also be great investments too. There are so many types and manufacturers of the structures in the market today, but the cabins are not the same, especially when it comes to quality. If you are looking for a structure that will serve all your needs for a long time to come, then it is important to pay attention to the quality when making your purchase. So what factors determine the quality of your log cabin?

Site preparation and foundation

Truth is, your cabin will be as durable as its foundation. The location where you intend to install the cabin should determine the amount of effort that needs to go to site preparation and foundation. Garden log cabins cannot be compared to those installed in forests, woods and the mountains. To give your cabin quality foundation, site preparation should be done in the right way. Do not let the quality of your cabin be compromised by the foundation you give it.

Logs and timber

They are the most vital and expensive parts of your cabin and hence they ought to be selected with care. The right materials should be given priority if at all, your cabin is to have good value in the end. Your manufacturer will know where to course for the logs and timber but you should ensure that only the best is used for the structure. Softwoods and hardwood varieties can influence the prices, but it is best that you choose logs from the woods that have all good characters for your type of cabin. You really do not want to put effort in a cabin that will crumble down as a result of decay or insect infestations.

Doors, windows and fixings

Quality fixings are a must when you are looking for a quality cabin. You want to make all the right decisions with the interiors and your windows and doors should at least have superior qualities. They may cost more, but they will prove worthwhile for the log cabin in the end. Consider what your cabin doors and windows are made of including protective glass to keep damaging UV rays out.

Insulation

Considering that you may want to enjoy the cabin on any give season, including the very cold ones, insulation ought to be a top consideration when buying. Whether you want to install it in the woods, forest or right in your garden, it should remain ready to use regardless of the weather conditions. This is something that will be determined by the levels of insulation it offer. Thick logs and timbers offer excellent insulation properties. It is also important to find out what insulation options you may have to make the cabins as efficient as possible.

Services and utilities

A cabin really cannot be complete without a good utility system, especially when located away from home. Off-grid cabins should be self-sustainable when it comes to power supply, ฝากขายทาวน์เฮ้าส์ water and drainage too. You can add more value by getting wind turbines or solar panels.

What Makes Highlands Ranch Real Estate Suitable For You

Highlands Ranch is an urban neighborhood in Douglas County, ฝากขายทาวน์เฮ้าส์ Colorado. This particular area in Littleton has some outstanding things about the way it looks and its way of life that are worth highlighting. It is among the best neighborhoods for families in Colorado. It is more family-friendly than 99.8% of neighborhoods in the entire state of Colorado with its combination of top public schools, low crime rates, and owner-occupied single family homes.

Highlands Ranch real estate is composed of a mixture of ages of homes, but most of its residential real estate is built between 1970 and 1994. That's why when you drive around the neighborhood houses are somewhat similar with each other. The current vacancy rate in this area is 1.2%, a lot lower rate of vacancies than 98.7% of all neighborhoods in the nation. This means that the housing supply in Highlands Ranch is very tight compared to the demand for property here.

The population in this neighborhood was 96,713 at the 2010 census; making it one of the most populous unincorporated communities in the United States. Although highly populated, residents are wealthier than 97.6% of the neighborhoods in the United States. Meanwhile, 0.9% of the children seventeen and under living in this neighborhood is living below the federal poverty line, which is a lower rate of childhood poverty than is found in 96.4% of America's neighborhoods.

Living at Highlands Ranch provides excellent choice for families with school-aged children. However, it is also a very good choice for college students and urban sophisticates. A full 58.9% of the adults living in the neighborhood have earned at least a bachelor's degree, a rate than 95.0% of U.S. neighborhoods.

It is also worth note taking that 57.8% of the working population are working as executives, managers, and professional levels and occupations. The second most important occupational group in this neighborhood is sales and service jobs, from major sales accounts, to working in fast food restaurants, with 24.2% of the residents employed. Other residents here are employed in clerical, assistant, and tech support occupations (13.5%), and 4.5% in manufacturing and laborer occupations.

Another sector in the employment world found in the neighborhood is the work at home employees. It is notable that 8.6% of residents worked from home. Although not a large number, it is a relatively higher percentage of people working from home than 95.3% of the neighborhoods in America. Often people who work from home are engaged in the creative or technological economy, such as is found in areas around Boston, and in Silicon Valley. Other times, people may be engaged in other businesses like trading stocks from home, or running a small beauty salon.

For those who are working outside home, commuters spend between 30 and 45 minutes commuting one-way to work (29.2% of working residents), which is at or a bit above the average length of a commute across all U.S. neighborhoods. Most of these commuters drive alone in a private automobile to get to work. Quite a number of them also carpool with coworkers, friends, or neighbors to get to work. In a neighborhood like this, as in most of the nation, many residents find owning a car useful for getting to work.

What Landlords Can Do About BedBugs

It's Summertime, and that means bedbug season (June-September) is in full effect. This statement may bewilder some because, until recently, bedbugs were all but eradicated in the U.S.

However, when the EPA imposed regulations on the chemicals used to exterminate the bugs, they were once again infesting homes and businesses across the country. This year, according to the National Pest Management Association, 99 percent of pest control companies in the U.S. have treated homes and buildings for bedbugs.

If you are managing a rental property, this should be concerning. What do you do when your tenants complain about bedbugs?

About Those Bedbugs

Bedbugs are wingless insects. They have a flattened, oval shape and are reddish-brown in color. Bedbugs are warm-blooded and extremely tough. They feed on the blood of their hosts, making them easily transferable. Yet, experts claim that they can live for up to a year without nourishment, which makes them relatively difficult to treat. The size of bedbugs also makes them tough to detect. They are tiny- about the size of a poppy seed, allowing them to hide in the smallest of places.

Bedbug bites leave bumps and can even cause rashes or allergic reactions; however, symptoms typically present well after the culprit has retreated to its hiding place.

Addressing An Infestation

Most of the time, it's near impossible to know how bedbugs came to exist in a property, making it very difficult to prove who or what "caused the problem". When new tenants report the presence of bedbugs shortly after moving into a property, the odds that they were brought in by the previous occupants are high. Because of this, many states have laws requiring landlords to treat a property for bedbugs if they are reported within the first couple weeks of occupancy. There may be a fair amount of finger pointing, but what it really boils down to is that tenants have the legal right to a safe and sanitary residence.

Unless the pets are exterminated promptly after they are detected, tenants will be subject to attacks from the bedbugs, putting landlords in an even stickier situation. Eliminating bedbugs can be expensive, but not as costly as it may be to let the problem persist. Many tenants have successfully sued the party responsible for not addressing an infestation.

Solutions And Prevention

Property managers should devise with their owners the ways in which they will promptly address an infestation, should one arise. Here are a few ways you can protect your tenants and your business from bedbugs.

Find out as much as you can about bedbugs. You can find a wealth of information about the pest and how to safely eliminate them on the EPA's bedbug page. Look for experienced pest control companies. Not all contractors will know how to exterminate these resilient insects, and the company you usually hire may not have the skills or tools to handle the situation. Look over your rental agreement to make sure it contains language that gives you the tools you need to efficiently handle a bedbug infestation. Many leases will specify what the tenant's responsibility is in terms of pest control, such as moving or discarding personal items or even vacating a unit completely. Discuss this section of your lease agreement with your lawyer. Infestations of any kind can be quite a shock to your property owners, so educate them about what could happen. You can do so by sending a letter, email, or putting it in a landlord newsletter. Do not wait until bedbugs present themselves to discuss them with your tenants. You can enlighten them to this possibility by including it in the rental agreement, putting it on your website, or adding to to your tenant handbook. ฝากขายทาวน์เฮ้าส์ Whichever method you choose, it's always best to make them aware of bedbugs ahead of time.

Bedbugs are a real, detrimental problem. It is critical to minimize their effects by planning ahead and tackling any bedbug infestation immediately.

What Makes Arizona The Ideal Destination For Canadians?

If you've already heard about the hordes of Canadians traveling to Arizona, there is a good reason for this. While the weather in Canada is typically laden with snow and at subzero temperatures, in Arizona it's normally full of sunshine. But could it be just the weather? There are plenty of other reasons. Arizona has become a buyer's market not just to Canadians but even to buyers across the U.S. There are numerous buying opportunities with a wide range of options, including single family homes, town homes, and resort/golf course properties.

The Weak U.S. Dollar

The weak U.S. dollar has simply made it easier for Canadians to strike gold in Arizona real estate. For instance, there's a lot of taxes on gas and liquor in Canada, thus, it's always been more affordable in the U.S. And now with the strong Canadian dollar, the prospect is even greater in the real estate field. Either Canadians are flocking in during the winter, or decide to permanently live in Arizona. In fact, it appears that every third person in the Phoenix area is a Canadian.

At the height of things there has been a 17.5 percent increase in the Canadian currency against the U.S. dollar. It's become a notable year for Canadians, however, if you haven't booked or reserved yet, it would be worth doing so now. Some sites are even turning away tourists because they are full.

More Developments

The trade links between Canada and Arizona was initially typified by vegetable crops to the north, and timber to the south. However, the interlinking has turned out a lot deeper in the previous 2 decades. Arizona is gradually turning into a top state for optical and photonic research, aerospace, life sciences and development. Consequentially, this has produced many more businesses and academic travel between Arizona and eastern Canada. Today, there's a huge link between Montreal, Toronto, and Ottawa with Arizona that was never really there several years back.

Countless Options

Foreclosures and new developments have such appealing costs at the moment, it wouldn't make sense to turn บ้านมือสอง ราคาถูก them down. Typically, a lot of resale properties are priced beyond market value. Arizona offers properties for various Canadian lifestyles, including town homes and condos for those escaping the winter, low-cost homes below $150,000 for families on a budget, gated communities, resort homes with golf courses just "in the backyard," and even multimillion dollar palaces constructed on the mountainside, surrounded by natural desert landscape.

Canadians getting into Arizona Real Estate are not only benefiting from the wide range of attractive homes, but they are particularly impressed with the value they get. In fact properties that are priced at $250,000 in Arizona would currently be around $750,000 in Canada. That is a huge deal considering the kind of properties you get. For instance, Canadians in the area can enjoy playing golf in any of Phoenix's hundreds of golf courses.

Travel Convenience

There are now a number of special programs for Canadian snowbirds searching for homes in areas of Arizona that are considered to be the best destinations for golfing and other leisure activities. The goal of such programs is to make the transition to U.S. home ownership a simpler and quicker one for interested Canadian buyers. Another reason why such programs now exist is to further secure economic ties between Arizona and Canada. There's been remarkable support for successful amenity services that focus on vacation travelers. You can see their endeavors with the non-stop flights from Montreal to Phoenix very recently, and developments are continuing for the following years.

Such convenience in travel will be welcomed by those wanting to escape the chilly winters. This makes locations in Arizona such as Phoenix more appealing for those who plan to stay half of the year in Canada and the other half in the warmer parts of the U.S. Not only has that, one can enjoy the speed with which they receive from their home to their second home.

What Level Home Is Best?

When you are searching for a home for you and your family you may want to consider what is best for your situation, single level or two-story. You may also think about a home with a basement as one of your considerations.

When it comes to the differences between these types of homes there are many things to consider. A single level home is very desirable for many types of buyers. As a home buyer close or near retirement age a single level is usually the best option available. Stairs can be very difficult if not impossible for some of these buyers to handle especially on a daily basis. Often times this can still be an option for some if the master bedroom is on the main level eliminating having to go upstairs on a regular basis.

Single level homes will also save on utility costs when it comes to air conditioning. Cooling a one level home is generally less expensive that cooling two-stories because heat does rise and the air conditioner has to work harder to keep the home cool. These homes will also take up more of the land space of the lot giving you less space for landscaping or a pool. In the warmer parts of the country a single level is preferred over a two-story and will get a higher price per square foot on an appraisal.

Two story homes are always popular as well for many reasons. The cost to build up is less which helps a buyer to บ้าน มือสอง buy a larger home for less money. When needing a really big home it is likely the only option for many areas is a two-story or one with a basement because land is expensive and a large lot is not available. Just think about how much space a forty-five hundred square foot home needs if it is single level. Many areas will just not support that kind of land for a home. Builders can build several homes on the same amount of land as one large one, therefore, making more money with multiple homes.

Basements are common in some of the Northern States but the warmer states in the south they seem not to be as common. They are beginning to grow in population because it is cooler underground so easier on the air conditioning bill. The ground is very hard in these drier states and likely a good reason that many builders do not have a basement option. It is simply costs less to build up rather than dig down.

Decide what is best for you and your family and happy home shopping!

What Makes Coral Springs Unique?

Coral Springs is just one of the beautiful cities that comprise Broward County in South Florida. Aside from its residents, there คอนโดมือสอง กรุงเทพ are many factors that distinguish it from other locations in the county and in the state.

Unusual Places

Coral Springs prides itself of being home to many interesting places. Throughout the city's rich history, there are unusual places that contributed to its prosperity. One such place is the Coral Springs Covered Bridge. Constructed in early 1964, this 40-feet covered bridge became the first permanent structure of the city. The bridge was honored with the Florida Heritage Site Marker.

McDonald's may be a usual fast food to spot in the entire of Florida. However, you'll find it unusual that the one in here does not have the famous Golden Arch design - a feature that is very prominent in majority of its branches worldwide. The non-inclusion of the Golden Arch is due to the existing city policies that restricts commercial signs, paint colors, and roofing materials.

Diverse Neighborhoods

Coral Springs is plenty of neighborhoods that are distinct from each other in terms of the setting and landscape but similar in the level of comfort and convenience given to residents. More than hundreds of neighborhoods offer various types of residences ranging from single family homes, town houses, multiple family units, and condominiums. There are residences that offer mountain views while others give fantastic waterfront settings. There are some that mimic park-like atmosphere while others have unique landscape comprised of mixed modern and ancient structures.

If you are among those persons who are still looking for the right Coral Springs home for your family, be amazed by the prices of the residential units for sale. You are sure to find one that is within your financial capabilities to repay. What would surprise you further is to find realtors who offer rebates on the purchase of new construction homes. They are willing to give home buyers up to 66% of their commission. This is possible if home buyers would get their services and have them deal with developers to close the purchase deal. Now, isn't this one convenient benefit to your pocket? You'll get to save a portion of what you have paid for your new sweet home.

State-of-the-art City Government Services

The influence of modern technology brings convenience to our daily lives. The city government of Coral Springs upgrades its services to a greater degree of convenience. Through its City Hall in the Mall program, residents are able to avail of basic government services such as passport processing, fingerprinting, notarizing of documents, and payment of utility bills. These services are made available at the Coral Square Mall located at W. Atlantic Boulevard.

What It's Like to Build Your House on Your Own

Many people question the advantages of resorting to DIY homebuilding or do-it-yourself homebuilding. There are actually numerous benefits offered by this particular approach to aspiring homeowners, one of which is budget. This aspect is probably the most significant among all the advantages DIY houses have to offer.

What Is a Water Filter System?

Most people are benefiting from a water filter system, but don't even realize that they are! Many local communities are taking it from a local reservoir or watershed and then filtering it before sending it through their utility system. This system takes the tapwater and strains it, removing the impurities from the waters, but leaving the trace minerals your body may need. If you have a well system for your water or live in a community that doesn't filter it you use but instead uses a chlorine gas, you may wish to start filtering your water.

What Is an Action to Quiet Title?

A quiet title process allows you to purchase a home and have a free and clear title in your name. Often times, individuals who purchase a property due to foreclosure or other methods do so because they are looking for a discount. However, these distressed properties often have title issues. There are situations where other individuals believe they have rights and will try to take back the property. When that is the case, individuals can easily find themselves battling over property. With this process, though, you can officially silence those who hope to take ownership of the real estate that you have acquired.

What Is a Ransom Strip?

A Ransom Strip is a small piece of land retained by the Seller of the land when the land is sold. The Seller retains the small piece of land as a mechanism for retaining control over the use and/or development of the land.

Why Have a Ransom Strip?

The most common form is a small strip of land (it may be no more than 150mm wide, sufficient only to be able to show up on a plan) that is retained by a previous owner of the land or by the previous owner of adjoining land. The piece of land is commonly between the boundaries of a property and the highway.

In most cases the intention behind keeping it is to prevent the further development of the property. It may be used to secure an Overage payment by preventing the property owner from having unfettered access to their property. The difficulty comes when the property owner finds an alternative route of access or acquires a right of access over the land by prescription or 'long use'.

An additional purpose is to enable the previous landowner to be able to enforce restrictive covenants (imposed by them) by retaining ownership of land abutting the property sufficient to show loss of amenity in the event that the owner of the property breaches a restrictive covenant.

Developers may use the mechanism of a Ransom Strip when building an estate next to undeveloped land, for example on the edge of 'Green Belt' or 'Agricultural Land'. A prudent developer will always take in to consideration the likelihood of the future development of the adjoining land; even if the land where it is cannot currently be built on due to planning restrictions - that may change in the future. Having installed all of the roads, sewers and other infrastructure for the estate, they need to guard against the future developers of the adjoining land getting free benefit of their hard work and funding. Once the housing estate is developed it is likely that the roads and sewers will be adopted and therefore out of the control of the developer; however if the developer retains a strip of land between the highway and the adjoining land, all future developers will have to obtain the original developer's consent to gain access to the highway and to connect into the infrastructure. Any consents sought, would of course come at a price.

The Value of Ransom Strips

If the Ransom Strip lies between the property and the highway, the owner of the property will need to cross it to gain access to their property. If the property owner does not have the right to cross the Ransom Strip - their property is effectively land-locked and the value of property is negligible.- as there is no way to access it. The property owner then has to turn to the developer (or whoever owns it) in order to obtain the grant of a right of way or to purchase thei strip of land from them.

Ransom Strips are often a cause of litigation, especially in more recent housing estates. Generally it has been held by the Court that the value of a Ransom Strip is one third of the increase in value of the property achieved by คอนโดมือสอง กรุงเทพ the release of the Ransom Strip (either by the property owner buying the strip of land or achieving the necessary grant of a right of way).

An illustration would be a house with a large garden at the rear backing on to a Ransom Strip. With the Ransom Strip being present between the boundary and the highway, there is no way that access can be legally obtained to the property either pedestrian or vehicular. In its original state the land is therefore only good for use as a garden peripheral to the original house. The value of the garden is thus only a few thousand as it cannot be used on its own. Take away the Ransom Strip, and there is scope for pedestrian and vehicular access; the land now has potential for development - a house and a driveway; the value of the property immediately rises to several hundreds of thousands of pounds. The owner of the Ransom Strip can therefore, charge a hefty sum for that strip of land.

In order for a Ransom Strip to be effective, the developer or other owner of the strip of land must keep a vigilant eye on their property. If the owner of the property is able to access their property over the Ransom Strip by claiming a right of way by prescription ('long use') - the value of that strip of land (ransom strip) will be greatly diminished.

How can you avoid a Ransom Strip?

The short answer is by taking great care when purchasing the property. A competent Conveyancer will always check the boundaries and will note if for example there is a piece of land between the boundaries of the property and the highway or neighbouring property, which is not accounted for and may possibly be a ransom strip. If the title to the Property is registered, at the HM Land Registry, this is generally achieved by careful examination of the filed plan. With land where the title is not registered at HM Land Registry, this can be more problematic - as the Conveyancer will have to rely on old deeds with plans that are generally not drawn to scale. A competent Conveyancer will always obtain an up to date plan of the property from the Ordinance Survey and carry out a Search of the Index Map to check for amongst other things, whether there is any part of the land that has been registered. However, in the case of unregistered land determining the boundaries of the property is not an exact science, and may involve surveyors from the HM Land Registry having to determine the boundaries by visiting the property. With registered land, the matter is more straight forward as the boundaries have already been defined by the HM Land Registry and compensation may be payable if there is any loss due to their error.

What Is the Difference Between a Condominium Townhouse and a Freehold Townhouse?

First time buyers of townhouses very often get confused about the difference between Condominium Townhouses and Freehold Townhouses. Let's take a minute now to explore those differences.

Condominium Townhouses ทาวน์โฮมมือสอง ราคาถูก

This type of home ownership is popular amongst first time buyers because of its affordability.

A developer acquires a parcel of land and builds a number of town homes.

He does not have to go through the expense of subdividing the land into smaller lots or creating as well as paying for a legal description on each townhouse.

In place of that the developer forms a Condominium Corporation which owns the land and improvements made to it on behalf of all the individual townhouse owners.

Each individual townhouse owner then becomes a part owner of the land and any improvements such as parkland, playgrounds, parking areas and roadways.

These facilities in the townhouse complex have to be maintained of course which is the reason for your monthly maintenance fees.

Your monthly maintenance fees will also cover any outside repairs and maintenance to your unit.

You will be responsible for any repairs and maintenance to the interior of your unit unless that repair is the result of an outside occurrence such as a leak in the roof leading to ceiling damage.

The developer will also set up a set of rules and regulations governing such things as what colour you may or may not paint the front door or garage door of your unit.

And if you are thinking of parking that nice new camper you bought last year in your driveway you will likely need to think again. You probably won't be allowed to.

Condominium Townhouses as a rule are generally less expensive than Freehold Townhouses.

Freehold Townhouses

Sooner or later, Condominium Townhouse owners become tired of the monthly maintenance fees and yearn for an ownership choice that provides more freedom.

Recognizing this market, developers began offering Freehold Townhouses.

Under this model of ownership you will own both the land and the townhouse that sits upon it.

There is no Condominium Corporation and all repairs and maintenance become the responsibility of each individual owner.

You will also have the freedom to paint your front door whatever colour you wish, but you may hear from your neighbors if you go too wild with this.

More recently, developers have been building some Freehold Townhouses with a limited condominium aspect to them.

The townhouse and land will be owned by you, the individual owner but the roadways in and out of the complex will be owned by all under the formation of a Condominium Corporation.

There is monthly maintenance fees involved here but they are no where near as much as those of a full condominium townhouse complex.

Freehold Townhouses are as a rule more expensive than Condominium Townhouses.

What Is the Private Rental Sector Initiative (PRSI) and What Does It Do to Increase Housing Stock?

The Homes & Communities Agency launched a programme in May 2009 to encourage larger investors to provide funding for a portion of the housing sector, specifically that of large-scale, market-rate rental housing. Called the Private Rental Sector Initiative (PRSI), it has been successful at attracting some insurance companies and pension funds to this form of real asset investing, providing ฝากขายที่ดิน the income flow that those kinds of investors seek.

These smaller-scale investors often absorbed operational expenses associated with market-rate rentals, whereas pension funds and other institutional investors need to generate returns that help them meet their liabilities. For them, commercial property was the more attractive draw.

But a 2014 report from Jones Lang LaSalle (JLL) shows that PRSI, otherwise known as the "build-to-let" programme, has successfully drawn £5 billion into the private rented communities sector. JLL's head of residential investment commented on "a significant wall of money seeking UK residential assets," and that this indicates that "wall" is in fact building walls, roofs and floors in the high-demand housing markets of the UK, inside and outside of London - including in Edinburgh and Manchester.

Why is this model succeeding now? High demand for rental properties at market rates, not social housing, is an emerging factor. A larger portion of households rent instead of owning today than before the financial crisis of 2008. Part of the PRSI initiative is in how it encourages municipalities to sell publicly owned lands for this investment, and to expedite planning procedures for getting these built.

But there remain challenges that dissuade some institutional investors. One is that the data and metrics typically employed in the commercial property sector are lacking in residential rentals. JLL also suggests rebranding this type of housing as "private rented communities," to provide emphasis on the tenant-centric approach. The funding models too might be altered to attract long-term institutional investment money to what is still considered more risky development. "It's innovation and friendlier planning processes", says JLL, "which brings forward more money."

Still, larger and individual investors see strong prospects in residential development because of the continued shortage of housing that fails to meet population growth in the UK. With shifting centres of population attracted to new employers the homes that exist are not necessarily where the jobs are.

Investors looking at any part of the residential development sector need to consult with an independent financial advisor who can sort through the various options in light of the investor's own wealth development plans.

What Is the Florida ASIS Contract?

If you want to purchase or if you are thinking about purchasing a home in Florida, chances are you might be using the "AS IS" Residential Contract For Sale and Purchase or ASIS-1 which was created through a joint effort between the Florida Realtors and the Florida Bar Association and has evolved to address some of the most common issues buyers and sellers have experienced when purchasing real estate. The most current version is 10 pages long and has 'Rev. 6/10' at the bottom of each page. There are other versions available on the web that are outdated.

What Is Underground Mapping Used for?

So what exactly is underground mapping? It is a type of survey which uses state-of-the-art equipment to allow one to see what is buried underground. Advanced detection technologies such as electro magnets and radar that can penetrate through the ground and be used to compose a detailed survey of what lies beneath the ground in a specific area. Underground mapping can play a very important part before excavation works are carried out. For example, if the council are planning on carrying out road works it is imperative they know exactly what they will find underground before they start drilling and digging. Underground mapping can help detect old buried mines, buried fuel tanks, old air-raid shelters and a host of other things. Having the knowledge of what is buried can ensure any planned work is carried out safely, without fear of a workman falling into a disused mineshaft for example.

One of the most important underground mapping services carried out today is utility mapping. Utility mapping is vital before any excavation works are carried out in residential or public areas. It can be used to locate metal pipes, plastic pipes, drainage systems, electricity cables, telecoms and fibre optic cables. Once everyone is คอนโดมือสอง ราคาถูก aware of what utility services are underground they can ensure they will not burst a main water pipe or drill through an electricity cable accidentally, which could cause chaos for nearby residents or cause accidents. Because the utility mapping is non-evasive, it is carried out quickly without causing too much disruption, especially if the utility mapping service is taking place in a busy high-street or next to a school for example.

The non-invasive equipment shows up everything that is under the ground, and then the position of any detected utility is marked on the ground surface in a biodegradable paint, colour coded depending on the utility type. A line diagram is painted showing the direction of the utility, and the depths of the pipes or cables are recorded if it is possible to measure them with the equipment used. The information drawn on the ground is an accurate 'map' of what is underneath and where everything is positioned. When all the information is marked clearly on the ground in paint the survey results can be looked at by site workers, who can then plan where it is safe to drill and dig without causing any disruption or unnecessary danger. It is clear to see why underground mapping is important and cost effective in the long term.

What Is Turn-Key Construction - Why It's a Great Way to Build a Home

When a customer is looking for a stress-free way to build their new home, they will want to hire a contractor that offers "turn-key construction" to build their home & take care of all of the details.

The customers responsibilities include: Procuring financing, finding the right property, choosing a floor plan, picking out the colors, flooring, fixtures, wood finish, Cabinet style, countertops, window & door styles, and deciding on the amenities.

The contractor is responsible for: Everything involved with the home being built. The contractor hires the excavator, frames the structure, and finishes the interior. He is responsible for purchasing the materials and hiring the sub-contractors. Everything is completed down to the cabinets and carpet. When the home is finished, the customer "turns the key" and moves in. A Licensed Contractor will provide a post construction warranty, as well as guaranteeing the performance of the project while it's being built. The contractor accepts all of the liabilities that come with constructing the home.

What are the benefits of hiring a turn-key contractor?

A turn-key contractor builds the customer a custom home while protecting them from the headaches and stress of a construction project. The customer gets to have all the fun! They get to pick out their favorite amenities and colors and watch as their dreams come alive. When it's all done the customer gets to enjoy the finished result. Should something go wrong, they call on the contractor to remedy the problem according to the warranty and performance guidelines. The contractor takes on all the liability and responsibility so the customer can relax and enjoy watching their new home being built!

Another way to make sure every one of your construction projects will have a better outcome is when choosing a home builder or a contractor for any building project, always hire a licensed contractor, that's the first way to save yourself from future headaches. Then make sure you know everything included in their price; get their warranty guarantee in writing; do a little research, including a background check; and always ask for references. If any of the information you want ฝากขายที่ดิน for the proposal is missing, or if they withhold information from you, those are red flags and I would suggest moving on, and finding a licensed contractor that will share all of the information you need to feel comfortable before moving forward with your project.

Building a home should be a fun stress-free experience, finding the right builder enables you to have that!

What Is a Good Property to Buy and Invest in?

What is a good property?

As with so many things in life, this question will have different answers to different people.

Even so, there are a few rules that will apply in different circumstances.

1. When we are starting out for บ้าน มือสอง the first time in the property game, the first thing to consider is what I expect from the property I intend to buy. Will it be a property that I intend to live in myself, or am I going to let this property? If I do not own a property currently, the first thing to do is buy a property that I can live in, instead of paying off the properties bond I live in for someone else. It would plain and simple not make sense to do this.

2. The first thing to access when deciding on a good property for myself is the following: How much can I afford to spend on the mortgage repayment.

What is available in the market at the price that I can afford? Is the location of the property within my budget in an area that I would be comfortable to live in? If not, look in a different area. Be aware that you can not stay alongside the golf course on a shoestring price. With other words, adjust your area according to your price affordability.

3. Is the area close to amenities such as schools, churches, shopping centres, and place of work? Remember that these amenities will be what a new owner will look for the day you decide to sell your property.

4. How busy is the street that the property is on - a busy street is noisy, and access is not always as easy, and will negatively impact on the price.

5. Is it a corner stand? A corner stand is usually a bit bigger for the same price.

6. If it is a corner stand, can I have another entrance in the other street? If this is possible, an out building can be converted into a small flatlet that can be let to give extra income on the same property.

7. What is the style of the house? Some styles are not at all popular.

8. What is the home built with? Prefab or wooden homes will not be as durable/ popular as a brick and mortar home.

9. Look at the foundations, walls and roof of the house very closely for any defects which would be very expensive if there are any structural problems.

10. What is the condition of the kitchen - the wall tiling, kitchen cabinets and stove? These are of the most expensive finishing to repair or replace in a home.

11. Look at the bathrooms in the house. This is the second most expensive items to repair or replace.

12. What about security in the house. Some areas, states or countries will place a bigger premium on security than others.

13. Fencing of the property is also something to consider. Having privacy and pets to keep in your property would have an effect on the type of property fencing needs.

14. How about the driveway. Has it got paving installed? That can cost a pretty penny to have installed if not already there.

15. What is the garden like? It is not expensive to make and plant a few flowerbeds, but trees and shrubs are expensive, and take long to establish.

After looking at all of the above in a prospective property, you will have to decide what will be acceptable shortcomings, and which will not be. Please remember that there is no such thing as a prefect home. There will always be some shortcomings, even if it only the layout of the home.

The things that have to be repaired in the home will have to be accessed on a cost basis. If a fault will have to be fixed by a contractor, get a quote. If it a small thing like a new coat of paint, and you can do it yourself, it might be easy to add value to your property at a very low cost. Add all the additional costs towards fixing up the property, and deduct it from the purchase price of the property. If the cost is too high or it a too big structural problem then WALK AWAY from the property and look for a more suitable property. It might save you thousands in costs at the end of the day and many headaches as well.

The biggest problem that most first home owners have when buying a home, is not buying with the mind, but rather on emotion which is the worst thing you can do.

What Is Zoning in Construction?

In every county and in every city there are certain rules that refer to the building restrictions in certain areas, where the land is first put into development. This is zoning, that determines the type of construction which is to be built on the land, the minimum size of the piece of the land, and the number of dwellings you can built on the lot.

Zoning is a feature that must be taken into consideration before purchasing a lot. You can find very useful information about the lot at the local city hall; you can also find there explanations for each zoning designation. For example, the majority of urban and suburban pieces of land designed for home construction are R1, meaning that only one unit can be built on that specific lot. ทาวน์เฮ้าส์มือสอง R2 or R3 means that you are allowed to build a duplex or a triplex.

When purchasing a lot, consider some zoning aspects such as long term construction plans in that specific area. If a land owner that will soon be your neighbor considers building office buildings or blocks of flats, this will negatively affect the value of your property.

Always ask for zoning guidelines, CC&Rs (covenants, conditions and restrictions, and design review guidelines. They state restrictions like setback limits, height limits, style limitations, and other restrictions. When you have in mind purchasing a piece of land, the zoning literature will help you figure out if you will be able to build exactly what you want, with the specific design and number of units.